Living Production

CRM System: Give Meaning to Your Data. Stress Management: How to Handle Rejection - The Power of NEXT.

2005-10-28T06:09:00.000-07:00

CRM System:

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Give Meaning to Your Data

A customer relationship system (CRM) system uses technologically-driven strategies to assess customer needs and buying behavior. This allows businesses to market their products and services more effectively. The ever-increasing level of technology available to a CRM system can, however, provide an overwhelming amount of information to a company, not all of it useful. Large corporations compile enough data in their &data warehouses' each day to occupy a team of marketing analysts for a lifetime. In fact, &data mining,' a relatively recent term coined by marketers and data analysts, was coined from the attempts to sift sales trends and associations out of the mountainous volume of data constantly pouring into a company.

This information overload has created a need to give useful meaning to data. This is where a CRM system can be essential. A CRM system takes data mining to the next level by focusing on data that will paint the clearest customer portrait possible. If a CRM system works properly, a number of important benefits should result, including:

�½ Customer retention improvement
�½ Increase in call center sales conversion rates
�½ Sales agents are able to more effectively cross-sell products
�½ Deals close more quickly
�½ New customer inflow
�½ Increase in revenue

To get the results listed above, a CRM system must take the name, address, and other important demographic information into account. Moreover, the system must be able to gather information from a wide variety of customer &touch points', or instances of customer contact. These can include faxes, emails, direct mails, personal sales, etc.

The most important function of any CRM system is to provide you with an accurate profile of your customer. If you can identify your customer, you know how to market, where to focus R&D funds, and what kind of potential growth road blocks you can expect.

With all the different options available to businesses wanting to pinpoint customer profiles, how do you know what to look for in a CRM system? With ever more sophisticated technology and techniques available, making this decision can be difficult. Let me share a few CRM system features that will not only help you track customer information, but also help to create new revenue.

Power Dialing CRM systems equipped with power dialing allow you to significantly increase the number of sales calls made by your outbound call center. Anyone who's worked in an outbound call center (myself included) will tell you that it's only a matter of time between two calls that end in a sale. This feature helps you shrink that time dramatically.

Voice Messaging A CRM system that includes this feature will allow our sales agents to automatically send a pre-recorded sales message to potential customers with the intent of eliciting a return call. By using voice messaging you will be able to multiply your efforts dramatically without paying for additional staff.

Customizable Fax and Email The ability to customize mass correspondence with potential clients will go a long way toward improving your sales conversion rates. Moreover, the ability to do this quickly will ensure that you don't miss out on time sensitive sales opportunities.

System Flexibility Since every business is different, the CRM should be flexible enough to accommodate your business's particular needs. Make sure that whomever you buy from is willing to work with you until the system is working properly.

With the right CRM system working for you, you can expect a significant increase in ROI.

Cameron Brown is an internet marketer specializing in ranking automation. For information on how a CRM System can boost your revenue, visit http://www.insidesales.com">Inside Sales .

Article Source: http://EzineArticles.com/

Raise your hand if you have ever been rejected by anyone, for anything, at any time. C'mon, be honest.

When I ask this question in seminars, nearly all the people raise their hand, except for those select few who never raise their hand in public no matter what the question.

The bottom line is this:

Every one of us has felt the sting of rejection at some time in our lives. And although rejection can and does hurt, there is an important distinction to be made. Most of the people I have worked with have a more difficult time with the fear of rejection than the rejection itself.

From the teen-age boy

Computers 101:  The Questions You Were Afraid to Ask

who hangs up the phone when the girl answers (did that more than once myself) to the adult afraid to ask for a raise, the fear of rejection stops many people from doing what they want.

When it comes to rejection or the fear of rejection, it's just like many other challenges in life: It's not what happens to you that matters as much as what you do about it. With rejection, we have the choice to either let it define us or refine us. Let's take a closer look at each of these two options.

How we let rejection define us

Believe that FEAR stands for Forget Everything And Run. Most people get rejected once and give up.

Believe that the rejection reflects the sum total of your worth as a person.

After being rejected, never take a risk again.

Play the rejection over and over again in your mind. This helps keep it fresh.

Have a large and ongoing pity party, even though you're the only invited guest.

Take a tip from Rabbit in ``Winnie the Pooh'' and think: ``Why does this always happen to me? Why, oh why, oh why?''

Practice being afraid to ask.

Believe that everyone knows you were rejected and is looking at you and talking about you.

Get stuck. Stay focused on the rejection and never worry about moving forward.

How to use rejection to refine you

Believe that FEAR stands for False Evidence Appearing Real. Realize that most of what you worry about (false evidence) does not happen.

Take a tip from the world of sales: Studies show that most sales are made not on the first contact, but on the fourth, fifth or sixth contact. Keep swinging.

Keep in mind that just because someone says ``no'' right now, does not necessarily mean the person will say ``no'' in the future. That might happen, and then again, it might not. Ask again.

Learn from the rejection. Focus on how to ask more skillfully, asking the right questions, asking the right person, etc.

Practice the QTIP response to rejection. According to stress management expert Tim O'Brien, QTIP stands for Quit Taking It Personally.

And now, my favorite response to rejection: How would you like a nice four-letter word to use whenever you are rejected?

The next time you're rejected, say loudly to yourself: NEXT!

The power of NEXT! is that it allows you to put the rejection behind you and focus on your present and future goals.

Remember, everyone has been rejected. It's a big club. Whether rejection defines us or refines us is our choice. Which will it be for you?

Visit SecretsofGreatRelationships.com for tips and tools for creating and growing a great relationship. You can also subscribe to our f*r*e*e 10 day e-program on how to enrich your relationship today, from relationship coach and expert Jeff Herring.

Article Source: http://EzineArticles.com/

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A Friend in Need. Protecting Unmarried Couples Relationships.

2005-10-27T12:12:00.000-07:00

Here's the scenario:

Welcome to the Wonderful World of Private Investor Lending

Julie, a hardworking secretary, lent money to her good friend Ray; $1300 to be exact. Ray had just moved to a new town and claimed that he needed two new suits: one for an upcoming wedding and one to wear on job interviews. Ray lived in a beautiful penthouse. He had a degree in Computer Science and was accustomed to the finer things in life - designer labels, frequent travel, and spa week-ends. When Ray told Julie he would repay her and signed a paper promising to do so, Julie didn't think anything of it.

A couple of weeks later, Ray tried to hit Julie up for more money; this time to furnish his new home. When she told him that she wouldn't be able to help him out this time, he accused her of being cold and hung up the phone on her. Julie suddenly realized that she was being taken advantage of. Her hurt quickly turned to rage. She wanted to know how someone could be so self-serving and inconsiderate. If Julie had been weak enough to lend Ray another several hundred dollars for furniture, how could he sleep at night knowing that she had expenses of her own to look after?

We as women have an innate desire to nurture whenever possible. Many of us have learned the hard way we must always keep our guard up - spot when we may be being misled or taken advantage of. It is a common belief that a woman who is eager to lend money to a man, suffers from niavity, desperation, or poor self-esteem. But in this case it was a loan not a gift, and a friendship not a romantic relationship.

We all know how risky it is to lend money to a friend of either sex. Some of us decide to give the lendee the benefit of the doubt because we think we know and trust them. Some of us are vigilant enough to take precautions to make the loan legally binding. The bottom line is that we need to stop stereo-typing and pointing fingers at a woman who would lend a man money. We need to take a closer look at the character of anyone who would try to take advantage of a friend's genourostity .

Along with her respect for him, Julie also lost all compassion for Ray and their so-called friendship deteriorated.? The fact of the matter is that no one can respect a man who fails to respect others. When he performs actions that are self-serving and manipulative, his sincerity, his honour, his integrity, are all called into question.

They say:

It's not what we eat but what we digest that makes us strong; not what we gain but what we save that makes us rich; not what we read but what we remember that makes us learned; and not what we profess but what we practice that gives us integrity.

Check out www.DenniGill.com for her personal collection of uplifting articles, parables, and poetry.

Article Source: http://EzineArticles.com/

A power

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of attorney is a legal document that allows you to dictate who you would like to make decisions on your behalf. While there are many useful purposes for a power of attorney, they are especially important to unmarried couples, which live together, when a partner becomes incapacitated and unable to make decisions.

In such situations, the law usually designates the incapacitated person's next of kin as the decision maker. With a power of attorney, unmarried couples can give their partners the power to make such decisions.

Powers of attorney can be as general or specific as you decide. You can give your partner the power to make decisions on your behalf at any time or only when you become incapacitated. You can also dictate what types of decisions you are authorizing your agent to make. A health care power of attorney (also referred to as a durable power of attorney for health care, medical power of attorney, health care proxy and appointment of health care agent of surrogate) would authorize your partner (or other agent) to make decisions about your medical treatment and dictate who you would like to be able to visit you while receiving medical treatment.

By executing a power of attorney for finances (also referred to as a durable power of attorney for finances) you could dictate whom you want to make decisions about your legal and financial matters. You can be very specific about what actions you are authorizing your partner (or other agent) to make, including which accounts he or she has access to and the types of decisions he or she can make.

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Note that Legal Helper Corp. - http://www.legalhelpmate.com/power-of-attorney.aspx - provides an easy-to-use, quick, and economical online method for creating completed power of attorney for any occasions.

About The Author

Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.

Website: http://www.legalhelpmate.com

Email: jeffreyb@legalhelper.ws

Article Source: http://EzineArticles.com/

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Core Stability: Pure Stupidity?. Sleep Apnea Treatment: Tips to Ensure Sound Sleep.

2005-10-24T12:26:00.000-07:00

Okay, I admit its an inflammatory title but I feel its an issue that needs debating and it probably got your attention.

In 1989 the International Union of Physiological Sciences Conference debated the head-neck sensory motor systems as a factor in movement and balance. As a result, over one hundred papers were written on the subject in the following three years. In the editor's preface to the publications Berthoz wrote: "The need for a thorough analysis of all aspects of head movement control is all the more important because head movements are a core element of orienting behaviour involving a number of interactive sensory and motor systems."

It is therefore difficult to explain and justify the current popularity of exercises used by many therapists to promote what is known as &core stability'. These exercises were devised in response to the perceived problem of poor support. The patient is encouraged to concentrate on using specific muscles to stabilise the core to support an area known to have a weakness. The problem with this action is that it is contrary to the function of the nervous system.

Gerald Gottlieb, a respected scientist working in the field of motor control stresses that one of the functions of our central nervous system is to minimize muscle stress. This, he argued, is why we should not override this directive by concentrating on individual muscle activation during activity. Are we in danger of over doing it when we try to control the actions of specific muscles? Remember this is physiologically impossible anyway! Whilst the nervous system is in favour of minimising stress to help maintain free joint movement and reduce pressure on the internal organs, we are consciously doing the opposite.

Following on the back of this paper sports scientist Dr Mel Siff writes: "how can one prescribe specific set ways of recruiting muscles in any complex natural movement if research now shows that these highly deterministic patterns of muscle action are not characteristic of human movement?"

and

"Research into motor control has never shown that training of individual muscle actions enhances skilled complex motor activities."

The maxim of "the body knows of movements,not muscles" is constantly reiterated to emphasise this fundamental point. The learning of the motor skills required to execute a given sporting movement are acquired by regular practice of the movement itself, not by teaching isolated joint or muscle actions that are believed to play some contributory role in the sporting movement.

We should not attempt to directly control muscle recruitment for movement or exercise, it should be the thought of an act that initiates our total muscle response and the subsequent movement that determines ongoing involvement. When the managing director decides to sweep the factory floor instead of staying in the boardroom making the big decisions, he interferes with the operation of the whole organisation.

If our innate balance mechanisms are allowed to perform their function unimpeded there is no need to consciously engage muscle or strengthen the middle of the structure independently. In the absence of interference, the reflexes responding to gravity will help to ensure optimum balance and movement.

Mulder and Hulstyn's research published over twenty years ago ('Sensory feedback therapy and theoretical knowledge of motor control and learning'. Am J Phys Med 63:226-244, 1984.) stated

"Normal movement does not consist of isolated actions that are cortically controlled. Rather it is a sequence of synergic movement patterns that are functionally related. Besides initiating muscle activation, which produces the movement, synergies also serve to maintain equilibrium. Therefore, another goal of treatment may be to improve dynamic postural and movement synergies available, decreasing the tendency for excessive and prolonged recruitment of muscle activity to stabilise posture during movement. Thus, muscle re-education sequences should NOT be performed in isolated movements. Instead they should be incorporated immediately into functional, goal-oriented tasks".

More recently Stuart McGill Ph.D (Physiology) published a paper stating

"The task of daily living is not compromised by insufficient strength but rather insufficient endurance. After an injury it has been demonstrated that the motor system loses its fitness, and abnormal relationships of muscle activity occur. Endurance training is emerging to be far more important in stabilizing the spine than strength. Strong abdominal muscles do not provide the preventive or therapeutic benefit that was thought. Sit ups, with knees bent or even abdominal crunches have not demonstrated any real benefit for the low back. Further, pelvic tilts may actually make the low back worse. There is little support for low back flexibility to improve back health and reduce the risk of future back trouble. Research is demonstrating that endurance has a much greater preventive value than strength. In fact, emphasis on endurance should precede specific strengthening exercise in a gradual exercise program. Increasing evidence supports endurance exercise in both reducing the incidence of low back injury and as treatment.

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This would include such daily activities as walking, cycling, swimming or repetitive low demand exercise to specific muscles. Co-operative muscle activity is a necessary prerequisite to obtain the desired endurance. That co-operative muscle activity is dependent on proper joint mechanical motion as is proper joint motion dependent on co-operative muscle activity."

also

"...spinal stability is achieved with very low levels of abdominal co-contraction, focusing on a single muscle is misguided, and that "sucking in" the TVA in fact compromises, not improves, spinal stability."

So perhaps a misunderstanding of the problem has led to a short-term remedy. A number of therapists are starting to question the thinking behind core stabilisation techniques as to date there is no convincing clinical evidence to prove their effectiveness. Because it may appear to achieve a result and &feel' good it is not surprising to find the core stabilisation theory featuring in numerous popular exercise philosophies. Again Dr Siff writes: -

"At the very outset, we have to dispel the belief that it is possible to focus on 'core stability' on its own. Unless one's entire body is off the ground or is immersed in water, the idea of stabilising the core separate from other parts of the body is sheer nonsense, since the ability of the core in all sports in which one is in touch with a static or moving surface depends strongly on peripheral stability (the limbs).If one is carrying out some movement such as lifting weights, doing aerobics, running, jumping or playing some ground-based sport, the body stabilises as a whole, with interacting contributions from the periphery and the core..... The world of core stabilisation currently remains far too heavily based in marketing and belief than in valid science. "

The actions encouraged to promote core stability may feel like they are strengthening the centre of our body. In the absence of &valid science', they appear to protect the spine because it must make sense to support the body from the centre. But the theory ignores the role that limbs play in maintaining stability and the overall controlling influence of the balance and righting reflexes. The few disciplines that do recognise the importance of the head, neck and back relationship resort to what they know best to &improve' it - exercising the muscles of the neck! The exercises designed to achieve this have the effect of increasing interference in an area that requires none.

FM Alexander, founder of The Alexander Technique, looked to promote appropriate use of the head, neck and back muscles by removing the habits that prevent it. This, he argued, would allow the body's innate reflexes to activate the muscles accordingly to maintain balance and support. If these reflexes were not functioning resulting in poor posture, he concluded the problem lay with the near universal habit of excessive application of effort to perform even simple actions. This has to be addressed firat before any other intervention to correct the problem. In reality the only thing we can directly do in relation to the righting reflexes is to unknowingly interfere with their function. Anthropologist, Raymond Dart, wrote: The prime factor about human body movement is that it entails the co-operation or integration of both conscious and unconscious mechanisms, i.e. the &will' and the &reflex'. To achieve the level of integration necessary for optimum movement we need to prevent the conditions likely to impede this co-operation.

If the amount of effort applied to a task is excessive, the resulting muscle activity is likely to interfere with the reflex by reducing sensitivity. Activation of the reflex could either be delayed or even totally restricted. When the reflex is finally activated, movement is limited due to the reduced capacity of a shortened muscle to contract further or its inability to lengthen when required.

Alexander stressed that if we stop doing the wrong things the right things take care of themselves. If we learn to stop stiffening the neck, the head will &find' its own balance and bring about the most appropriate muscle tone for the current situation to facilitate our innate righting reflexes. As we do not know what the optimum tone should be for each muscle it is not something we should try to achieve. Activities performed with minimal interference with our balance mechanisms will ensure the most appropriate muscle response. Good quality movement promotes the right type of conditioning and removes the need for additional &specialist' exercises.

So how do we attain good movement in order to get into shape? First we need to establish what it is we have been doing to get out of shape, and then we have to learn to stop doing it before we attempt anything else.

Roy Palmer is a Teacher of The Alexander Technique and author of The Performance Paradox: Challenging the conventional methods of Sports Training and Exercise. More information can be found at http://www.artofperformance.co.uk

He works with sports people of all abilities to improve performance whilst reducing the risk of injury.

Article Source: http://EzineArticles.com/

Sleep

Solve your sleep problems tonight with effective sleep solutions

Apnea

Apnea Sleep Apnea Stop Snoring

Treatment: Tips to Ensure Sound Sleep

Ever wondered, how easily we wish our family, friends or relatives "Sweet Dreams", but at times the so called "Sweet Dreams" don't come so easily to us. It really gets ironic. May be because money can buy you designer beds bot not sound sleep. We all know the benefits of sound sleep but still many of us long for it. How to ensure sound sleep then becomes the biggest problem and may be the biggest mystery too.

Here are some valuable tips one can follow to ensure Sound Sleep. But before mentioning it, lets have a peek-a-boo on the benefits of sound sleep.

Benefits of sound sleep.

. The first and the foremost, sleeping is the time when our muscles relax. They get rest so that they can work efficiently next day. Also, while sleeping our breathing rate and heartbeat slow down too.

. An adequate sleep is a must for maintaining a balanced biochemical state. It is well known, many enzymes and hormones work only at night.

Now we come down to the valuable and effective tips which ensure sound sleep and sweet dreams!

. Avoid drinking coffee or tea before going to bed.

. Dont go to bed with over-stressed mind. Resolve your issues before hand.

. Yoga or exercise before sleeping is really a smart option. It also ensures tight sleep.

. Avoid watching action-packed movies or horror movies before sleeping. This may harm give you nightmares.

. Reading before sleeping is good habit but once it gets habitual, you become dependent on it. You can also listen to some soothing music before turning off the lights.

. A balanced diet also helps in a great way to get to your goal.

. Last but not the least, avoid sedatives. If you are addicted to them, take some physician's advice.

There could be nothing like keeping your mind at peace. Though it is difficult to achieve but not impossible. Keep yourself calm and relaxed.

Besides, Sleeping apnea/apnoea, other conditions related to sleep are not serious and can easily be overcome.

Sleeping apnea/apnoea is a disease where you stop breathing every now and then during sleep. The soft tissues at the back of your throat and your tongue fall back and obstruct the upper airways. This leads to the stopping of breathing. Sleeping apnea/apnoea can be cured with the help of doctor's advice. C pap, a portable machine is highly used to fight sleep apnea/apnoea.

Snoring is othe major problem with many of us. We, unconciously, affect our partner's sleep too which can get really irritating at times. Snoring can be because of the following reasons

. Exessive Day time Sleep

. Obesity

. Obstruction of the upper airways which further leads to sleep apnoea.

To avoid snoring, either have your dinner early or use a nose-guard that discourages snoring. It has also been found that sleeping on your back back encourage snoring too. So try sleeping on your sides.

Also, alcohol and sleeping pills aggravate snoring. At times, allergies can also cause snoring.

Random Tip---> To know about foods which aid sleep, visit http://www.weightloss-health.com/sleep%20apnea%20treatment.htm

About the Author

Jasdeep Singh

For http://weightloss-health.com/ your complete and most comprehensive family guide on Health.

Also get free tips and advice on various health issues at Natural Health Care, Tips and Advice

If you wish to reproduce the above article you are welcome to do so, provided the article is reproduced in its entirety, including this resource box and LIVE link to our website.

Article Source: http://EzineArticles.com/

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The Corral (North St. Paul, Minnesota; 1952). What is True Freedom?.

2005-10-22T11:01:00.000-07:00

Dr. Janet Starr Hull's Ten Step Detox Program

I stood there against the fence, within the corral, sunbeams brushing across my face, yellow hay soaking into the drying up mud from the rain yesterday; listening to voices of the people around Dan, and Dan the horse; another horse I don't know his name, whom was by Dan, were restless or so it seemed; I was listening, watching and not thinking about anything at all even when I heard Dan stomping in the mud like a mad mule, I stood there with my eyes closed for a moment I think they were closed, I seemed to be drifting a bit, I was scared a ting, he was hissing People trying to hold him, someone trying to mount him, kids and people all about; he's being resistant. Now he's kicking, I opened my eyes Are you hurt (said a voice)?

Tears pouring down my face

I didn't make a sound

Tears pouring down my face

I felt a kick into my ribs

Dan must have kicked me, hard to breathe

I felt a kick, a kick, a kick-yes a kick

I didn't think Dan would have

Janet held me close to her

He's just five-year old, Dan

What's the matter with you!

She grabbed his harness

Slapped his face

Quiet now quiet down

I know Dan wouldn't I know that

She held onto me, I wanted to cry

I wanted to say let me go

Dan

She held him back, pushed his face

Grabbed me from under his legs

How'd I get there?

I was there

Her face was saying, he could

He could strike out again

Her face was saying that

She took my hand and rubbed it

Against his neck-

My ribs hurt

Then she noticed a bee sting

She said so,

Look at the bee sting

Then she noticed me, she smiled

Along the rim of the saddle

Almost between the saddle

My ribs hurt

She noticed that now

There was the a dead bee

He must had hit him with his tail

Tried to kill the bee, jumping

Now say his name

She told me

My little heart started beating fast

Accelerating

Say it again

I said it three times

I heard a bird

It seemed to mellow me out

I wanted to cry, I sniffled

And tears came out of my eyes

My head seemed numb

Up, out of a-of a; we walked

To the house

(The boarding farm, l952 it was)

That evening in my bunk bed, my blood surged steadily against my ribs (I can feel it now as I write this).

I kept on thinking for a long time: why did Dan kick me, he didn't see me I think; I think he's always been my friend. I feed him almost every day. That's what I said to myself. I now could hear Janet and the other kids downstairs,

"Quiet," she said to the kids...I was thought to be sleeping.

I tried to see my bruised ribs, but my neck hurt trying to bend it along with my twisting over to see the backside of the upper part of the rib area.

"Has it stopped?" Janet asked.

She startled me in the dark, I was thinking of Dan, and here she came into the bedroom; I jumped, and my ribs hurt when I jumped.

"Yes, it almost stopped, I think." So I said.

She put a cool rag on it, against it, told me to hold it

"Damn, if it will not leave a big burse, your mother will see it and I got a lot of explaining to do."

I heard a phone ring downstairs, Janet turned to hear if it was for her, the voice said, and "Kiddy Corner- she's busy right now, can she call you back...?" then I heard the phone receiver heavily put back into place.

My face felt cold, in the warm summer night, it was dark in the bedroom. I got thinking about how I'd feed Dan tomorrow, if Janet let me.

Later on that night Janet come back up stairs, to my bedroom with a piece of beef and put it against my swollen rib side, tied it kind of with some gauze-tape.

"You'll need this for tonight, beef will take the swelling down, it'll help," she said, with an unsure smile on her face now. I wanted to feed Dan tomorrow, I wanted to ask her if I could, I mean, I normally I could, did this stop things now.

I think my mother's coming tomorrow, I said to myself, it's going to be the weekend, and she comes to pick me and Mike up on the weekends, after work from Swifts (the meat packing planet in South St. Paul). Tomorrow is not too far off. I'll feed Dan and mom will be here about 5:30 PM, and she'll take us to stay at Grandpa's; we're going to move in there for good, soon. I think I've been here for a very long time.

I was there for three and a half years, on the boarding farm, and just after I opened up my eyes after Janet went downstairs, I opened up the curtain to see the back area of the farm, where Dan slept. When they told me to stand by the fence pole, and everyone was busy trying to steady Dan, I must had walked to him, no one seeing me, out to him, wanting to ride him, we were all going to ride him, not sure when my turn was, but that is when he kicked me...it was twilight now, &I feel fine,' I told myself, looking out the window; the gable not allowing me to see right above the house, a more extended view. The cow in the neighbors pasture was still out, &I wonder when he'll have to go to sleep?' I asked myself.

Dennis Siluk, see his 30-books at your any internet books sore, such as http://www.amazon.com or http://www.alldirect.com

Article Source: http://EzineArticles.com/

Freedom....

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The cherished goal of humanity throughout its history.

No society has ever been happy under the rule of people of some other society. History, from one perspective, is nothing but a struggle between two groups-one attempting to enslave or keeping enslaved the other and the other fighting incessantly to ward off this slavery. All wars are nothing but a manifestation of this ancient phenomenon. It seems we cannot tolerate losing our freedom and at the same time we cannot allow others to be free. When we are under the rule of someone else we fight to throw off the shackles and when we are free we strive to enslave others.

It is true not only for political or social groups but also for individuals. Just have a look at the kind of relationships we have built.

Learn Devastatingly Powerful Techniques to Completely Dominate all your Poker Opponents

Don't we try to dominate all persons we come across? We can see parents trying to dominate children, husbands trying to dominate wives, bosses trying to dominate subordinates and vice versa. Even friends try to dominate each other. It seems life is nothing but a struggle to dominate the other.

It can be said that there are nations, societies, groups or individuals who are free. Today, in the modern world, autonomy seems to be the norm. We can see autonomous entities all around, but this autonomy is superficial. Such autonomy remains in existence only till such a time when a more powerful entity decides to take it away. A behind the scene power struggle is going on every where. Human beings are not left untouched by all this. They can feel it subconsciously. As a result, modern man is continuously trying to defy authority or any force which makes him feel bound in any sense. To take a small example, individual human beings, these days, are preferring not to marry at all. Even after marriage, the moment one feels that his/her freedom is being curtailed, one walks away. Religious, legal or social pressures are proving inadequate in preserving the institution of marriage.

In my opinion, freedom is one of the greatest values in life. It is in our very nature and that is the reason every one resents if his/her freedom is encroached upon. The only trouble is that most of us are not even aware of our shackles. We do not even have a faint inkling of the numerous ways our freedom is denied to us. On the surface it appears that modern man has certainly acquired a degree of freedom unimaginable in the past. But it is only a mirage. There exists no freedom at all. There is a subtle and vicious system of slavery which has become all pervading. You need to ask one question only to see through the mist we are all mired in. The question is: can I identify the person, group or element who can take away my freedom?

If you cannot identify a single element, let me congratulate you. You are fortunate in the sense that you are not aware of the tenuousness and fragility of the so called freedom of yours. It means that you have not really had any brush with authorities (in any sense of the word). It is only a matter of time and if you are fortunate enough the time of realization may not come in your life at all and you will depart happily from this world thinking that you lived a free life.

If you can identify even one force on this earth which can curtail your freedom in any way, let me congratulate you too. For it means that you can see things if you wish to. Our freedom can maintain its status only as long as someone more powerful than us doesn't see us as a threat to his interests. Step in his way and he will force you to open your eyes. It is not at all difficult to conclude that the so called freedom we have, lasts only as long as someone else (who is more powerful than us) allows us.

This article does not intend to discuss our freedom in political or social sense. It can be shown that freedom does not exist in this sense anywhere on this earth. It is easy to see that the moment your interests, however personal, go against some authority you are subdued by the powers whose interests collide with yours. It is almost futile to aspire for freedom at such a level simply because at this level it is "power" which defines freedom. The more the power, the more the freedom. And since ordinary human beings like us, who are not politicians or officials or priests, cannot wield much power, we should not hope for freedom in this sense.

All this relates to the world outside of us. What about freedom at a much deeper and personal level? I want to talk of a certain level where all human beings are equally powerful. Where guns or jails or police do not come into play at all. Where, if you can recognize and earn your freedom, such powers of the world would not matter at all. This is purely at the level of an individual, where there is no one else to take away or grant you some freedom. Where it is only you who can decide whether you want freedom or not.

Just as there are various degrees of freedom, there are various degrees of slavery too. At a certain level, there exists the most vicious form of slavery. It is at the existential level. While political slavery curtails political freedom, existential slavery curtails the most profound form of freedom. Humanity has recognized the superficial levels of freedom but is almost unaware of the ultimate or true freedom. We are not even aware that we are not free at all.

One of my favorite Zen story goes like this:

A Zen Guru was going somewhere with his disciples. They saw a man who was coming towards them with a cow. The cow had a rope tied around its neck and the man was holding the other end of the rope. The Guru asked his disciples, "Who is the slave, the man or the cow?". The disciples said, "The cow is the slave. It is tied with the rope. The man is the master since he is controlling the cow". The Guru smiled and said, " No! you are wrong. If the rope slips from the man's hands and the cow starts running away you will find that the man will run after the cow. The man is also tied down with the cow, only his rope is invisible."

We are also tied down with so many invisible ropes. We are not free. We want to be happy but can we? Does it depend on us? No, our happiness and sorrow depend on someone else. Anyone can make you angry anytime he wishes. You might have vowed many times that you will not get angry, but all your vows come to naught time and again. Anyone can make you unhappy anytime he wishes. You have no control over your own emotions. You have control over other people's emotions and they have control over yours. You are their slave and they are yours. You are not even free to choose your own emotions. It seems that the switches, which control our emotions, are not accessible to us while being fully accessible to others. You can switch on or off any emotion in me and I can do the same to you. But your own emotional switches are out of your reach.

This is the deepest form of slavery. We have become slaves by nature. At least, we should have freedom to choose our own feelings and emotions. If I wish to remain happy, why should someone else be able to take my happiness away so easily? If one wants to remain peaceful why should he not be able to maintain his peace irrespective of the outside disturbances?

The whole of mankind is living under slavery. Each one of us is a slave. Kings, Presidents, Prime ministers - everyone on this earth is a slave. We are slaves of our desires, which have been implanted in our minds. Desire to eat, when one is hungry, is understandable. But desire to become president of some country? Desire to be the best in the world? Desire to be called a good man? Are all such desires not externally inculcated in our psyche? Do we really need to feel bad if someone criticizes or belittles us, or feel good when someone praises us? Not only these but almost all our responses and reactions to different stimuli are pre-programmed.

Take away these programs or conditionings and we wouldn't know how to react or behave in a particular situation. I am not saying that these conditionings are totally useless. They are required when the survival itself is an issue but to continue to be governed by such conditionings even when survival is not much of an issue, creates all sorts of problems.

Real freedom allows you to choose your responses - physical, psychological or emotional. You should be able to remain unaffected by some event, if you choose to. You should be able to choose not to be consumed by anger if someone does what is not liked by you. You should be able not to get jealous when your competitor tastes success where you failed. You should be able not to feel dejected when you fail in some endeavour. You should be free from the need to be loved by someone else. As a child, this need was very much essential for your survival but not after you become an independent adult. This infantile need keeps you ever vulnerable to all kinds of manipulations all through your life. Real freedom gives you the option to opt out of all kinds of rat-races we keep running obsessively in our lives.

Can you now imagine how wonderful life would be if one was really FREE?

There are two mechanisms which are responsible for this deep rooted bondage. Both these mechanisms sprout from our survival instinct since the very beginning of our lives. Both were extremely essential in those days but should have lost their significance once we grew up, but by the time we grow up they become so ingrained in our psyche that they seem to have become our very nature. Let us examine them both one by one.

When a child is born, he is utterly helpless. Left alone, he cannot survive even for a few days. The fear of loneliness gets entrenched in his system. As he grows up, he starts learning that certain behaviour makes his parents and other adults happy while certain other actions invites their disapproval or even wrath. Since he is totally dependent on other persons, he starts modifying his behaviour so as to please the big and powerful adults around him. Looks or words of approval from others become very important for him since they give him assurance that he and his acts are ok and therefore he would not be abandoned (the indirect message he receives is that he will survive). Over a period of time he learns to suppress his own instincts and behave in a way so as to earn approval even if it goes against his very nature. This need of approval becomes so embedded in his psyche that even when he becomes an adult he does not realize that he no longer has to go on earning approvals to be happy. He loses his individuality and goes on conforming to what others expect from him even at the cost of his own personal needs and happiness. This sort of behaviour becomes compulsive and that is why it is very easy to manipulate anyone in this world with a few words or looks of praise. All of us know what is needed or abhorred by a human being and therefore it is so easy to control any person on this earth. This need for approval has made all of us slaves to every other human being on this earth.

The second mechanism is related to learning. The mind is a huge repository of thoughts, beliefs, conditionings, memories and learned behaviour. In other words it is like an immense database. Whatever we experience, whatever we learn is stored in this database and our responses, reactions and behaviour is controlled by this warehouse of past experiences. When we learn to do something new, we pay attention to each movement. After some repetitions, the sequence of movements necessary to perform that act becomes a learned pattern and is stored in the mind. When the same act is needed to be done again, the mind takes over and repeats that sequence of movements without any input from us in the form of attention. Not only physical activities, but even our emotional responses have become automatic. In our childhood, if someone criticized us, we felt very bad because criticism meant disapproval and we did not know what would be the consequences of such disapproval. So, we feared the worst. Mind learned this reaction of ours and reacts automatically as per the old pattern even after we grow up. If we pause to think a bit, we will realize that all our responses are learned and stored in the mind and we act as per this storehouse of learning and memories.

It is very convenient and even necessary, no doubt, to delegate some work to the mind. The trouble arises when we delegate all the work to mind. Mind does everything for us-it eats for us, drinks for us, sees for us, hears for us, speaks for us, touches for us and even decides how we react or respond to something external. We have relinquished all control to mind and suffer as a result. We have become automatons with fully predictable behaviour. Pleasure has gone out of our lives. We have become slaves to our own minds and to set things right, we must wrest the control back. We need to be FREE from the tyranny of our own minds.

It is a bit difficult to fully realize how much we are losing of life due to this process of delegating everything to mind. The greatest loss for us is that we no longer need to pay attention to anything. One of the most significant laws of life is that no experience is free in existence. If one wishes to experience anything, one has to pay. The only currency at the existential level is "ATTENTION". We must pay and it is the amount of this existential currency which determines how much we get in return.

Let me cite a very small and common-place example. Consider the simple act of drinking tea. A cup is first placed in front of you. You look at the cup, take in the color of tea-liquor and the cup. You then lift the cup and carefully take a sip. You register the aroma, taste and temperature of the tea and arrive at a conclusion regarding its quality. If it tasted good, you enjoy it contentedly. You take another sip and enjoy it too. Then......what happens? Do you return to your newspaper, TV show, conversation you were having with someone, or (if you are alone) to your reverie? Do you remember enjoying third or fourth sip onwards? Do you enjoy all the sips? Do you notice gradual cooling down of tea? Do you relish the taste any longer? The answer to most of these questions will show that you stopped paying attention to your cup of tea at some point. Most probably you would even forget when you took that last sip. What happens in this case? Your mind, the great automaton, your great servant takes over. It does such a great job that you do not need to pay any attention to your much cherished tea :-). You even forget that you are drinking tea. Under such a situation how can you enjoy what you do?

If you give a thought to this, you can see that it is true for any of your activities. Joys of life are hidden in small things - a glass of plain cold water, a delicious dish, wind blowing on your face, warmth of sun on your skin, getting drenched in rains, fragrance of a flower, chirping of birds and insects, watching the lovely smile on the face of your loved ones.

Money Does Grow On Trees

Do you see the growing tree en route to your office? Do you notice some subtle change in people around you? Do you still enjoy these things, or have you relinquished all controls to your mind?

If you feel as if days are flying by at a fast pace, if the memories of yesterday seem hazy, you should start thinking of being in control of your life. Call your mind to order whenever you need it, but remain in control most of your time. Do not let your mind insert a hazy filter of past experiences or memories or your beliefs between the real you and the things you wish to experience. Pay real attention to whatever you are doing. Drink every sip with full awareness, chew every morsel of food consciously-try to feel the movement of your jaws, lips, tongue and throat. While walking, be aware that your feet are moving and your arms are swinging. Be aware of the rise and fall of your chest and belly when you breathe. Try to feel the warmth and softness/hardness of the hand and firmness of the grip when you shake hands. You lost control through these simple activities and you will gain it back through the same activities. Just remember to do everything as consciously as possible. If you try to drink a cup of coffee with full attention, you will know what I am talking about.

Do you realize how your mind prevents you from experiencing things? Let me explain. You see a flower and your mind starts its commentary-"it is a rose", "it is red", it is so beautiful, the fragrance is so sweet etc. etc. This commentary interferes with the plain and simple acts like seeing or hearing things properly, and you are lost in the chattering of the mind. It does not let you pay attention to the thing in front of you. Do you realize that our eyes have become "unseeing eyes"? Have you ever felt that your ears have become "unhearing ears"? It is as if the mind inserts a translucent filter between our senses and the things to be experienced.

Once you are start experiencing things directly, without the utterly useless commentary of your mind, you will find that at a given moment only one can exist-your awareness or your mind. You will find that awareness changes the whole experience. It has the magic touch of the philosopher's stone. It changes everything into pure gold. We need to be more and more aware.

Become aware and you become your own master. If you are aware, no one can make you angry or jealous or envious or unhappy. Become aware and the system of automated responses halts. Then you can choose how to respond to a given situation. Let your responses come out of pure awareness and not from the storehouse of the past data. Life is changing every moment and each moment asks for a new look and new response. Become aware of everything happening around you in a given moment and you will find peace descending upon you. This peace cannot be disturbed no matter what the level of noise outside. Once you shut up your mind, you would become a center of silence and then you will know of a life which is so different from what you have experienced so far.

Ashok Kumar Gupta is an engineer by profession, a programmer by hobby, and a thinker by nature. He is the webmaster of http://www.akgupta.com/

Article Source: http://EzineArticles.com/

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Know the Source of Business. Texas Exotic Hunting.

2005-10-22T06:49:00.000-07:00

Dory Plans - Build Your Own Banker Dory.

One of the first questions we ask a prospect or new client is, "How did you get the business you have so far?" Some can answer exactly. Others aren't as certain.

When we begin our first discussions with a new client, our preferred modus operandi is to set up a program that allows us to talk to their customers who will give us a comprehensive view of our client's business. If we can't talk to customers right away and find out why they selected our client and what the experience has been, we must rely on the information our client provides us.

Business executives who are responsible for business planning should know the source of all their business. Knowing the incoming traffic patterns for new business is critical to knowing how to increase those traffic lanes. A senior partner at one very large and prominent law firm was bemoaning the fact that revenues were slipping, business development was slipping, and partner polish was... well, not very polished anymore. When we asked where they got most of their business he said he didn't know. As a starting point, knowing all sources of business would be of great value to him as he makes business planning decisions for a new year.

If you know how and why you got most of your business, you'll have solid clues about how to get more. Another Davis, Kingsley & Company client had been spending considerable amounts of money and energy courting bankers. We assumed those relationships were of benefit to them so we commented to their president, "Bankers must be a reliable source of new business for your firm." His reply was, "The greatest percentage of our business comes from referrals from lawyers." His reply showed me they were not directing their time toward a market that offered the value they need. They were more comfortable building relationships with bankers than with lawyers but it was costing them money and time. Those are misdirected energies. It seemed obvious to us - from our perspective as outside advisors - but it was a blind spot for them.

Many companies know exactly where they get their business and who brings it in. And they know that this information may change over time. They have programs and processes to help them focus on those sources to continually audit their business development trails. If you have responsibilities for the growth of the company, do you know specifically where, how and through whom your company derives every bit of its business?

Darcie Davis, President of Davis, Kingsley & Company is a management consultant, speaker, author and trainer. She works with companies to secure genuine feedback from their clients before advising them on strategic decisions about sales, marketing, and operations. Her advice will keep your clients out of the jaws of the competition.

Learn more about Customer Satisfaction and Feedback Programs offered by Darcie and her firm at http://www.DavisKingsley.com.

Article Source: http://EzineArticles.com/

Texas Exotic Hunting is a popular sport in this state. Hog hunting in Texas and dove hunting in Texas are both considered exotic.

Have you ever tried to hunt a hog?

Guinea Pig Secrets Revealed

These wild pigs can be fierce and furious. Can you imagine a wild hog charging you with thunderous speed, hooves slashing with a head the size of Texas swinging back and forth in the air. I can!

This grunting and squealing pig is an enormous beast! He came charging out of the brush right in front of me. Now being from up north this startled me, no it scared the ......right out of me. I dropped my bow and took off as fast as I could, climbing a small tree. Now I know that hogs can not climb trees, but as I sat perched in the tree the only thing running through my mind was the old phase "when pigs fly" and believe you me I was waiting for this pig to fly!

No, they can't fly can they? The nasty wild hog stomped around the base of this little tree waiting for m. As it stomped it rooted up the ground around the tree. I would image all the noise it was making was to let me that I was in his territory.

You are probably laughing at me as you read this. But I swear this was the largest meanest and wildest pig that was ever put on this planet!

Bounty Hunter Training Manual

Now not to far away was a party of hunters who had heard all the racket and noise from me yelling and the pig snorting. They came running down the trail to see what was going on. It must have been a sight! What with me in the tree, my bow scattered thirty feet away, and this hog stomping around the base of the tree, just waiting to devour me.

I am not sure how long I was stuck in this tree, but it seemed like a life time. My Texas exotic hunting adventure was getting off to a fine start.

With the sound of the other hunters coming down the trail, the mean old hog must have figured it was out numbered because it charged off into the bush.

My new found hunting friends told me that Texas exotic hunting required a guide, and that these hogs could be a handful for the hunters who had little or no experience, especially if you were hunting with a bow. I'm thinking now someone tells me this.

They said that bows were OK for white tail, but with the short range of the bow one should really have a better weapon. They also mentioned that one should have a good understanding of wild hogs.

Picking up my bow I peered into the brush looking to see if my little friend was still around. I figured that I was pretty safe as the other four hunter all had rifles.

Just as I thought, the wild snorting hog had run away to fight another day and torment someone else. I had already decided my next trip would be with a guide as I was not ready to go and get cornered by a wild hog again.

The guide that was with the hunters gave me a card which had directions to his lodge. I told him I'd be in contact real soon!

Finding my jeep was no easy task but I did manage. I headed off to the guides lodge where I was met by a very friendly lady at the office. She explained all the costs for a guided trip.

As I signed all the paper work, I looked forward to my next experience. The hunters who had came to my aid had just arrived back at camp and they were still howling about my

How to date a stripper Topless Dancer Seduction Techniques how to date a stripper Exotic Dancer Pic...

Texas exotic hunting experience.

That evening around a roaring camp fire I told my story about my encounter with the largest wild hog on the planet. Every one got a good laugh and I made a few good friends over this little incident.

Oh by the way I got my hog with the help of my guide. But that first big one got away to torment its next victim

Tom Strayhorn is one of the few real cowboys left so why not saddle up and come visit him at http://www.cowboys-n-campfires.com/

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The 8 Biggest Newsletter Marketing Mistakes. Resolutions? Try this!.

2005-10-21T17:18:00.000-07:00

E-Newsletters That Work

Newsletter publishing has always made a lot of sense. It makes sense for firms to target their advertising dollars to clients and prospects that have expressed interest in their products and services.

However, for many, newsletter marketing has been more a source of frustration than sales. This is due to eight closely inter-related newsletter-marketing mistakes. By examining what hasn't worked in the past, we can come up with a new concept of newsletter marketing that is already working better for others. Following are three of the eight biggest mistakes that newsletter marketers make.

1. Too much time between issues. The biggest problem of conventional newsletter marketing is the amount of time that goes by between issues. Consistency is the essence of success. Your goal is to maintain your firm's constant visibility. You have to consistently publish, in order to be there when your market is ready to buy. Otherwise, "out of sight, out of mind."

Think of the oscilloscope on E.R., monitoring a patient's heartbeat in Intensive Care. Every time the patient's heart beats, the trace reaches a peak and the oscilloscope "beeps." But - almost immediately - the trace begins to disappear.

A similar thing happens when you send out a newsletter. Your awareness peaks in the days immediately following arrival of your message. Your firm will be the one thought of should a purchase opportunity turn up. But, as more and more time passes, your visibility diminishes until you're forgotten.

The more time that goes by between issues, the less chance you'll make a sale. The more time that goes by between issues, the greater the chance that your competitors will steal your customers.

Newsletters that come out every month, or - worse, quarterly - just don't make it in today's overcrowded and over-communicated marketplace where your competition is trying to make your customers forget about you.

2. Too many pages in each issue. Excessive length - i.e. too many pages - is the primary reason that most newsletters cannot be published frequently enough to maintain constant visibility.

The more pages in a newsletter, the more decisions that have to be made, and the more words that have to be written. More pages also means more time producing and formatting each issue, plus higher printing costs.

Readers and publishers both benefit from short, frequent newsletters. In today's busy environment, readers are in a hurry. They don't have time for lengthy preambles. They want to cut directly to the chase. Readers appreciate newsletters that respect their time and that contain as much information as possible in a short, easy-to-read format.

Writers benefit, too. Long newsletters, however, encourage "loose writing." Not only do short newsletters require fewer words, they are easier to plan and easier to write. By limiting publishers to a finite number of words, short newsletters force writers to ruthlessly organize, edit and re-edit their words. As a result, short newsletters encourage clear, concise writing habits that communicate a lot of information in the fewest number of words.

3. Failure to engage. Clients and prospects are always asking: "What's in it for me?" Unless every element of your newsletter

Ezine And Newsletter Resources Guide To Publish, Market And Advertise Newsletters

is optimized for answering this question, your newsletter will fail to engage - or involve - your reader, it will remain unread until discarded in a wastebasket or deleted in an email inbox.

Newsletter titles often fail to engage their readers. Often, newsletters contain titles like: Roger C. Parker Newsletter. Now, outside of my wife and mother, why would anyone want to read the equivalent of The Roger C. Parker Newsletter?

Better alternatives, that target my market's self-interest, might be:

Newsletter Marketing Tips
Marketing With Newsletters
Effective Copy and Design

These telegraph the newsletter's intentions and offer a benefit for reading.

Brag and boast headlines are a waste. Headlines must be written to appeal to the reader's self-interest.

Roger C. Parker Introduces New Seminar Topic. No benefit there!
But, the same article could have been powerfully introduced with an engaging headline like: 10 Ways to Increase Web Site Sales.

Newsletter headline writers should take note of the titles of best-selling non-fiction books. These often describe both a problem and the number of steps, or number of days, needed to solve the problem. The 7 Habits of Highly Effective People, 30 Days to a Trimmer You! And Write a Book in 28 Days! make even the most complex topic appear doable.

If your newsletter is not performing the way it should, the problem may be that your newsletters are too long, which means that too much time goes by between issues. Switching from a promotional - or "advertising" - approach to a reader-oriented, educational approach can spell the difference between newsletters that clients and prospects look forward to, or one that goes by unnoticed.

Even better, distributing both print and electronic versions of your newsletters, and creating a partnership between your newsletters and your other marketing tools, can be the boost you need to profit from today's competitive marketplace.

About The Author

Roger C. Parker is the $32 million dollar author with over 1.6 million copies in print. Download the rest of the 8 Biggest Newsletter Marketing Mistakes here: www.onepagenewsletters.com

Article Source: http://EzineArticles.com/

Several articles and newsletters with the message that New Year's resolutions are a worthless exercise and a poorly disguised setup for failure have passed across my desk this last week, and the year before, and the year before that.

I do not believe in failure! There is always something good to be found in any learning experience. Besides, if we always succeeded at everything we did, we would not know we succeeded because there would be nothing to measure success against! Certainly, the normal statements along the lines of losing weight, quitting smoking, etc. are normally an invitation to be unsuccessful. The reason being that if you could not find the power before to achieve this, what would be different about now?

However, here are some ideas for you to consider that could possibly have a huge impact on your life this coming year.

1. Define your Self. Who are you? What do you stand for? What are the values that make you whole? Begin this task immediately and put it in writing. Refer to it often. Refine it continually as you discover things about your Self you did not know. Start with the following premise, which many of us have. You are not your work, your family or anything else external. You are internal. You are you.

2. What is your dream for the future? This is your intent. If it remains undefined and unrecognized, it will most likely never be created into reality. The reason for this is that you have to create your own reality. If you do not begin with this first step of intent to create, nothing can happen. Everything that ever is, was first a thought; then spoken, then acted upon. Of course this concept is much easier said than done. May I suggest that you not concern yourself with the HOW and only concern yourself with the intent? The HOW is not really in your power at this time. You need help with that.

3. Live your life as if each minute were your last. This has been said so many times that we normally brush the thought aside. Why do we do this? It is a crucial part of happiness and joy. We have a tremendous power within us to change our world. I believe strongly that we create our own world by making each choice that is offered to us every second of the day. That is the ONLY power we have; but it is an incredible power! When we decide to consciously choose to make each and every decision, then we are creating our world on a minute-by-minute basis. Making our choices becomes easier! Simply follow the guidelines as you defined who you are in step 1!

4. Let it go. We have no power over the future! You can worry, fret, get ulcers, scream, shout, and go down kicking, but you will not alter the future one bit and more importantly, while you are making that fuss about the future, you might miss making a couple of crucial, conscious choices in the here and now that allow you to create your future!

As always,

Angels and Spirit Guides, Personal Development, Psychic Readings,Spiritual Coaching,Online Tarot Cou...

Your online Coach and Friend,

Miami Phillips www.creativemasterminds.com
I help you find your path and stay on it.
coach@creativemasterminds.com

Quotation of the Week

Life is just a mirror, and what you see out there, you must first see inside of you.

Wally 'Famous' Amos (1936 - )

About The Author

Miami Phillips is an ANSIR Certified Personal Coach and the founder of Creative MasterMinds who believes personal growth is an essential ingredient to being happy and contributing to this world.

While his main focus is affordable personal and business coaching, he also offers motivational teleclasses, ebooks, reading recommendations and much more. To find out more visit his site at http://www.creativemasterminds.com or send him an email at coach@creativemasterminds.com

Article Source: http://EzineArticles.com/

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Having a Bad e MALE Day? Email, Spam, Spam and More Spam. Microsoft Great Plains Implementation for Midsize & Large Corporation: Lockbox Processing.

2005-10-20T18:10:00.000-07:00

Free Personals with photos - International marriage site

You just sat at your desk, opened your email account and what do you get? First there is some anonymous donkey from an anonymous and anything but respectable mortgage lender telling you that they can arrange your finance at 3% and all you need to do now that your application is approved is to sign along the dotted line and get in touch with them. This is despite the fact that you have never heard of them or even approached them - ever!.

Next we have luscious Lucy asking you if you remember her from when you last met. Her email tells you that she still loves you and she has sent you her personal photos just for your eyes only. Well, you certainly made the right impression there didn't you. No, don't click on the click on the link or the attachment........

Just as your thoughts start to wander and you begin to imagine Lucy in her long fur coat and fish net stockings you have another email. This is one you can't afford to miss out on. Viagra. You need viagra for Lucy. She needs you. What luck. After much deliberation you decide to pass on the viagra but no sooner have you passed it by........whats this? someone else is there at the ready with - sildenafil citrate. Oh but hang on, doesn't the box look the same as the one in the last email? Its viagra again. By now any thoughts of rampant fun with the luscious Lucy are becoming jaded. Just what else could be in the remaining 120 emails you have to sift through.

The next half an hour is spent sifting through emails from important people wanting to show you how to make millions on the internet and others bombarding you with products and ezines about the latest online dating clubs. Someone even wants to sell you some cut price tampax - and your male!

Finally, you are nearly there. So far you have recovered one invoice from all the emails and notification from someone asking about the return of their water filter which you are unsure about. In fact you don't even remember their water filter. The email opens and this one is from the desk of President Mbongo Bungo Esq a Nigerian Oil Company director. This could be promising. There is talk of money. Not a few hundred or several thousand either but real money. This guy is loaded...wow...this is the one.

Or maybe not

Tip: Fed up with all the day to crap of junk mail I changed all the email addresses on my websites to forms. I set scripts on my servers that report the users directly to their ISP for abuse.

With My Passive Income You'll Get Paid $20 INSTANTLY!

Finally, all incoming mail goes into my junk box not my incoming mailbox. This makes it easy to dump all in one go. I then scan through it in less than a couple of minutes and I mercilessly trash the lot. Most people I know and deal with are on my preference list anyway.

How much is your time worth? There is something wrong with your business if you are paranoid about losing an email enquiry and having to find the time to sift through hundreds of emails. Get organised and work smart. You will be glad that you did.

From http://www.birminghamuk.com the Voice of the West Midlands..

Article Source: http://EzineArticles.com/

Tax Lien Infomation Clearinghouse

Microsoft Great Plains is now targeting large and midsize businesses and being matured ERP has advanced, but still very simple in use modules and features: Lockbox Processing for Accounts Receivables, Customer/Vendor Consolidation, Multicurrency etc. We'll try to cover these features in the series of small articles to help decision maker and end user understand the feature and how does it work to make a decision to purchase additional nice modules. In our opinion large corporation, which had to use ERP with rich functionality in the past, doesn't have to do it in our new time. There are few reasons to switch to cheaper ERP, the most important are: database platform reliability improvement - nowadays MS SQL Server does excellent job and has most of the former instability and maintenance issues resolved. The second reason - MS Windows server is now close to be considered as a solid rock and you do not have to reboot it on the regular basis to fix all the types of "memory leaks", etc. OK, lets review Lockbox processing:

�€� Customer Matching. This is rather the question about generic lockbox application -

Quick Invoice - Easy to use Invoicing Software

which basically imports text file, received from your bank and matches them with customer invoices, debit memos and miscellaneous charges. The question typically sounds like this - in our Great Plains CustomerID is different from bank customer ID. This is right, but each check has Bank Account Number and Bank Routine Number, identifying the customer, all you need to do is - carefully review first processing and enter this customer info, or open it here: Cards>>Sales>>Lockbox Bank Details - and next time you get check from this customer - lockbox will catch and identify it. This is true even in the case of hand written check.

�€� Invoice Number Matching.

Teachers Lesson Plan on How to Write Checks Balance a Checkbook

This is a bit tricky question, and you can't catch invoice number from hand written check. However when we are talking about large businesses - these checks have invoices printed. If you bank has so-called Automatic Clearinghouse (ACH) lockbox file format - it can provide invoice number line if the check is issued by corporate or midsize established business. In the case of ACH header will have prefix 6 and line prefix 4.

�€� No Invoice Number Matching. This is still OK if you have a lot of small customers with one or few outstanding invoices. In this case - use autoapply method. You can have variety of apply criteria: None, Document Number (when you have ACH), Due Date/Oldest Document, Due Date/Oldest Invoice (other than invoices you apply manually), Document Date, Specific Invoices (and you specify them in the list)

�€� Additional Considerations. Virtually if you have corporate account in any bank - lockbox processing module does the job - because you map lockbox file at your will in Lockbox Maintenance screen: Cards>>Sales>>Lockbox

�€� Customization Options. Lockbox is Dexterity piece, so it is in the hand of Dexterity Developer, if you need to improve it for your corporation.

Microsoft Excel and VBA for Excel (macros)Tutorials

VBA Modifier and Continuum are also available. Also feel free to use new tools, such as Extender or eConnect.

Good luck and you can always seek our help in customization, implementation, integration and support. Call us: 1-866-528-0577 or 1-630-961-5918, help@albaspectrum.com

Andrew Karasev is Chief Technology Officer in Alba Spectrum Technologies - USA nationwide Great Plains, Microsoft CRM customization company, serving Chicago, California, Arizona, Texas, Florida, Georgia, New York, Australia, UK, Canada, Continental Europe, Russia and having locations in multiple states and internationally ( http://www.albaspectrum.com ), he is Dexterity, SQL, C#.Net, Crystal Reports and Microsoft CRM SDK developer

Article Source: http://EzineArticles.com/

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Tempering Temper. Using Repackaging to 'Go Big' with your Online Biz.

2005-10-19T18:31:00.000-07:00

I'm almost always a calm and collected person. Or at least I think I am. Yet on rare occasions, when I least expect it, some set of circumstances, emotions, or harsh words will override my calm capacity and spark a momentary surge of temper. 'Ever happen to you?

For instance, I remember a business meeting where I once felt that one individual was chopping down every idea I suggested - often before I'd finished explaining it. After a few rounds of interruptions, I retorted: "Well, if you'd let me complete an idea, it might not be as bad as you think." The tone of my remark put a hush on the meeting. Embarrassed by my response, I resolved to stay quite during the rest of the meeting. The other person didn't say much either. Actually I felt really bad about barking at that person, who probably didn't even realize they were cutting me off.

A day or two later I got up the courage to give this person a call. We both apologized and agreed that temper had gotten the best of us. Our moment of mutual contrition became a quiet pact of mutual respect. In subsequent meetings we became better listeners, especially to each other, and often supportive of each other's ideas.

Over the years I've learned a lot about tempering, and even eliminating temper or anger in my thoughts and words. It can be done! One of my favorite spirituality writers Mary Baker Eddy states this point simply: "The good in human affection must have ascendancy over the evil, or happiness will never be won. (

BioTruth.com - Discover Health Truths and Learn How To Overcome Sickness and Disease!

Science and Health with Key to the Scriptures)"

Over the years, I think I've gained much greater control over temper and anger by cultivating the good in my human affection so it can have ascendancy over any tendency to fight evil with evil. It's like putting on a hate-proof armor when I strive to see the innate goodness in myself and others - all others. I like to think of unselfish goodness as the normal disposition of all of God's children. Striving to view others this way has, many times, prevented me from being irked by harsh words, or even malicious acts. Because siding with unconditional goodness overrides the human nature to react.

This type of approach is summed up by the profound truth, known as the Golden Rule, expressed in many beliefs and moral traditions: "Do undo others, as you would have them do unto you." Following this promotes the ascendancy of goodness. It quells temper, cools the hot buttons of hatred or revenge, and brings dominion and peace to our lives.

About The Author

John Minard has been a spiritual healer for twenty years and has a practice in the Philadelphia/New Jersey area.

Health, Fitness and Nutrition with Dr. Gabe Mirkin

Using the prayer-based system, as explained in Science and Health with Key to the Scriptures, by Mary Baker Eddy, John helps others find healing, spiritual value, and well being for physical, mental, emotional, relationship, and financial problems. He can be reached at johnminard@mail.com for more information on Science and Health visit http://www.spirituality.com.

Article Source: http://EzineArticles.com/

Using Repackaging to '

Viral eBook Brainstorm - How to Automatically Increase Your Traffic, Subscribers and Sales!

Go Big' with your Online Biz

It's actually quite common for online business owners to find themselves stuck. So let's start with a bang and talk about one of the best ways I know to give your online business a real-world boost.

Come to understand the concept of 'Repackaging' or 'Repurposing'

When I go to the grocery store in the month of November, I always shake my head in admiration. The reason is it's pretty obvious what the Big Chocolate companies have done, isn't it? They've taken the same chocolate product and changed the packaging (switched the giant plastic bags for high-end boxes.) It doesn't matter if it's Cadbury, Hershey or Lindt...you're looking at the very same chocolate only put to a new purpose...helping us celebrate Christmas instead of Halloween. Brilliant. And a critically important lesson for online biz owners.

So here's the question to ask yourself:

"What intellectual property do I have that I can (quickly and with relatively little effort) repackage and sell to a new set of customers?"

Answer:

Step 1: Start by listing your current inventory of intellectual property.
Dig deep and don't overlook the obvious. If you've created a one-page website, terrific, put it on your list. Other things to list include lesson plans, graphical banners, audio clips, TeleClass titles you've led, even the list of ideas in your notebook is part of your IP inventory...you don't have to have a website. Other more traditional items are CD sets, workbooks, assessments, your ezine, eBooks, etc.

Step 2: Now brainstorm how to make your material new again.
Make a list of how your current inventory can be repurposed. Can your eZine issues be compiled into an eBooklet? Maybe your eBook can be chunked into 52 issues of a weekly tip eZine...perfect to attract visitors to your website. Do this for as many items in your inventory as you can, and by all means list as many new purposes for each that occur to you. Filled in, this worksheet will become your list of "gold nugget" projects, to return to when time or budget permit.

Step 3: Choose one item and act.
I get asked every day "why do some eBusinesses succeed where others never get off the ground?" The answer is they take full advantage of the leverage they can get out of their intellectual property. By choosing one item on your list to repurpose, and following through on it, you don't just create new products for your online shelves (a great thing in and of itself.) Simply by applying the concept of repurposing, you increase the value of the time you spent creating your original offering.

Your time and energy are now "worth" more than before you read this lesson.

Fabulous, isn't it?

For all those who are dabbling in the online world, but want to go big...good for you for starting a few things. You're right on track! Now your job is to repackage what you've got and serve your customers in as many ways as possible. Not everyone who goes out for breakfast wants their eggs scrambled. As an online business owner, your customers are waiting for you to offer them the choice that suits them best, all the way from sunny side up to eggs benedict and back again.

Repackaging existing intellectual property for long term online success has such a strong track record, I'm hard pressed to think of a truly successful online business that doesn't do it. So once you get the hang of it, try going one step further and make sure new projects are developed with a good "repackageability quotient" from the start. Every new product you create can and should have three or more uses. When that starts happening naturally, you'll know you've fully integrated this strategy into your online biz.

Andrea J. Lee coaches entrepreneurs and online business owners. As Thomas J. Leonard's General Manager, she helped build and manage the largest network and trainer of personal and business coaches in the world. Now the CEO of Andrea J. Lee Group of Companies, she writes, speaks and consults on Marketing, Internet and Business systems. For more helpful tips, visit http://www.multiplestreamsofcoachingincome.com/join.html.

Article Source: http://EzineArticles.com/

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Diabetes and Exercise - Just Move it!. What is the True Winning Percentage of a Professional Soccer-punter?.

2005-10-18T15:43:00.000-07:00

Real Smart IRA - Guide To Buying Real Estate With Your IRA

While exercise and eating guidelines are based on good scientific principles, they do not necessarily agree with human nature or common sense. Recent history tells us that we are better off encouraging the mediocre people who are willing to include exercise in their daily lives, rather than cramming guidelines down the majority of those who want to fight the inevitable. In the end, keeping things simple and in a supportive situation will keep everyone happy.

With all the fitness and diet programs out there, you would think people in our country would be getting in better shape. We're not. Why? All of us are confused, frustrated and burdened down at the contradictory of medicine and fitness for one reason, and the other reasons involve issues we have already discussed.

The key in motivating yourself to exercise is to keep your eye on the big picture. If you don't, the details will become a quicksand pit. The big picture is: JUST MOVE IT!

So much money and time is spent on gimmicks and diet fads that only get used for a short time, with little or no results.

The big picture is about being realistic, not to have high expectations, but to focus on internal health issues, such as blood pressure, body fat, cholesterol levels, and a quiet mind. The challenge is that you have grown accustomed to being motivated by instant gratification. It is more of a priority to look good rather than to have lower stress levels.

You get frustrated because you are trying to fight a battle you can't win with something fast and easy. It's called aging. You blame aging on other things in hopes there is something out there that you can do or take that will get you the results you want in the shortest amount of time. The truth is while good looks are a good measurement; they are only perks in the big picture.

THERE ARE NO MAGIC FORMULAS

The "Wellness Industry" is the fastest growing industry today. Why? Because millions of people are searching for some hidden treasure box with a magic formula. The truth of the matter is you will never replace HARD WORK! There are parts to any exercise program that work. Yet, anything promising fast results is usually too good to be true and will set you up for disappointment.

MORE IS NOT BETTER

Logic will say if I walk for twenty minutes, I will burn this amount of calories. If I walk forty minutes, I will burn twice as many calories and be in better shape. Not so!

When it comes to exercise, the term "Over Training" is used when muscles have reached their limits, run out of nutrients and need replenishing, but do not get it. Sometimes you will see this in poor sleeping patterns, added soreness, plateaus and boredom in workouts that make us aware of needing rest. For the athlete, one of the hardest things, yet best things for us to do, is consciously listen to our bodies. Sometimes the body's requirements go against logic. There may be situations where your body needs more rest time to rebuild itself. Sooner or later you will hit a wall and then what are you going to do?

EXERCISE SMARTER, NOT HARDER

When it comes to maintaining an exercise program let's face it, it is hard work. It can be hard at times and it never seems to get any easier. Harder exercise is not the answer to better results, but doing it effectively and efficiently is. No matter how old you or what your goals are it's important to incorporate all areas of fitness into a program:

" Joints- through flexibility exercises

" Heart-through cardiovascular workout,

" Skeletal muscle -with strength training.

" Balanced eating habits

When all areas are implemented in a regular routine, they build on each other. Something is better than nothing, but if your program is lopsided, meaning lacking in one area or another, your results will be affected.

Twenty years of dedicated exercise has taught me three principles that have kept me motivated over the years.

Greg Ryan is a high profile fitness expert and former employee of Kathy Smiths. Body building champion, public speaker and personal trainer to the stars.

He is a best selling author of the Changing from the INSIDE OUT through real behavior change, smart eating and effective exercising. Start getting in better shape today! For FREE MINI COURES click here http://www.resolutions.bz

Article Source: http://EzineArticles.com/

Many people believe professional-level sports bettors win at least 60% of their bets. It's understandable that people think that, but it's just not true. The fact is, the difference between the percentage of bets won by successful sports bettors and the percentage of bets won by losers is relatively very small.

Anyone can expect to win 50 percent. After all, the only thing required is to flip a coin and pick a side. The bookmakers' profit comes from the difference between what a bettor must risk and what a bettor expects to win.

► Winners Lay Losers - How to make money laying bets like a Bookmaker

Every time a player wins, the bookmaker withholds slightly more than 9 percent of the winnings ($1 for every $11 risked). Consequently, a bettor winning only half his bets will ultimately go broke.

Professional sports bettors, by comparison, rarely sustain a long term winning percentage higher than 57 or 58 percent, and it's often as low as 54 or 55 percent. People find that hard to believe, and they understandably get even more skeptical when told that, for a genuine professional-level sports bettor, a long term winning expectation of 60% or more is actually too high.

The measure of success of a sports handicapper is not his percentage of winning bets, but the relative amount of profit he made over any given period of time.

Best regards
Winder Liao
Winder sports

GAMEDAY SPORTS NETWORK - Sports Handicapping...Free Picks,Odds,Scores,Handicapping Tools.

http://www.windersports.net/winderexpertsoccerpicks.htm winder expert picks - Asian handicap specialist to european soccer fixtures.

http://www.windersports.net winder sports portal - Your guide to winder's interest on sports : provides tips and techniques to improve your game.

email:winder88@lycos.com

Article Source: http://EzineArticles.com/

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5 Surefire Ways to Increase Sales. Home Gym Workout Routines.

2005-10-17T12:17:00.000-07:00

Target Marketing Plan and Online Promotion Tools

The Internet has changed how people do their business. Even small business owners are able to reach global market inexpensively nowadays, selling anything from apparel, collectibles, to computer software, service and coaching.

The core of every business is sales. Many of the strategies to increase sales offline are applicable online, but not all of them. On the Internet, everybody can effort to fail fast and learn from it. Better still, after years of testing and tracking what works online, people can just learn from other people's experience and cut the learning curve tremendously.

Learn The Surefire Ways To Get T

Here are 5 of the surefire ways to increase sales:

1. Establish a sound affiliate program

If it is just another affiliate program, then don't expect to have different results. Focus on building a sound affiliate program, with the tools and materials to support affiliates to promote a program easily. After all, affiliates work like clockwork and should be seen as a team. Provide them with the right promotion tools and they will more likely promote the program.

Give the customers an option to join the affiliate program after purchase. Satisfied customers are one of the best marketing for any business. Spread the good words through word of mouth. Best of all, they are paid just for doing that.

2. Follow-up after first purchase

The hardest task in any business is acquiring the first sale. Make sure that capturing customers' name and email addresses are the least information gathered from a sale. With that information in hand, follow-up with existing customers, probably through an automated mechanism like timely autoresponder.

This effort has been proven to decrease refund on products and increase customers' satisfaction. Every once in a while, mention a related product that might be of interest to the customers. Write a review and provide real results. Such promotion is extremely inexpensive, but very effective in practice. The product can be anything, including an affiliate program.

3. Use up-sell technique

Just before a customer check out to the payment gateway, prompt for optional upgrade to the better, bigger, or nicer product for a fairly steep discount, preferably not available elsewhere.

A certain number of customers will choose the option, which translates into additional sales, almost without additional effort.

4. Provide discount coupons

Coupons urge customers to come back and shop. Promotional coupons work for both advertising and some forms of joint venture. Customers love to know that they get lower price for what they buy. Coupons make it so real and tangible.

5. Cross-promote with other related products

There is no limit as to how this could be accomplished. Joint venture with other business or even competitors is feasible as long as it brings a win-win situation.

One example would be to give away sample of other product or service as part of the whole package. As long as the sample is relevant to the customer, this promotion could only be seen as an added value instead of pure advertising.

There are many other tactics to increase sales but above tips have been proven to work again and again. Choose one at a time and take action. Good luck.

Jeff Casmer will help you setup your very own money making website today that's 100% ready to take orders and pull in MASSIVE PROFITS for you right now...GUARANTEED! Plus, you'll get your own pre-written ezine-in-a-box customized and setup for you absolutely free WITHIN 24 HOURS!! Get started immediately at: http://www.24hourwealth.com

Article Source: http://EzineArticles.com/

Home gym workout routines

How to Shake the PartyPoker MoneyTree

can take the hassle out of staying healthy. How often have you claimed your busy schedule as the reason you could not get to the gym? How many times have you skipped a workout you knew would make you feel better because the fatigue of traffic and the pace of a gym with trainers were too much for your work weary mind?

Well, say good bye to the excuses standing in your way because home gym workout routines are the answer for your busy schedule. The key to a successful home gym workout routine is scheduling yourself time.

Even though you are working out at home, you still need to hold yourself accountable to your own body. Setting aside a little time will make your workouts less stressful because you will already have that time framed for the activity.

Dumbbell routines and exercises

Home gym workout routines can be tailored to meet your specific needs and available equipment. Try a treadmill workout routine to get yourself started and you can do that today. With a treadmill walking program you can work legs and even tone abs and arms.

You should always consult your physician before beginning any workout regimen, because they can help you tailor your routine to your health needs and abilities. Begin with moderate walking twenty minutes a day and this can go a long way to decrease your stress load, increase your energy level and tone your muscles.

The great thing about a treadmill workout routine is you can do it year round in any weather condition. A treadmill walking program can be done as you read the newspaper or make evening calls or it can be a time of complete peace and isolation. Adding small hand weights can afford upper body toning even as you walk.

Your body deserves your attention, and your schedule need not stand in the way. Try a home gym workout routine today to shake away the cob webs from your body and you'll start seeing amazing results.

This article is supplied by http://www.treadmill-info.com where you will find valuable information, ratings, reviews, articles and buying tips before you make the investment in quality fitness equipment. For more fitness related articles go to: http://www.treadmill-info.com/articles_1.html

Article Source: http://EzineArticles.com/

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The Top 3 Tricks Horse Owners Can Use To Unspoil A Barn Spoiled Horse. Everybody Wants The Best Term Life Insurance Quote.

2005-10-14T22:43:00.000-07:00

The Top 3 Tricks Horse

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Owners Can Use To Unspoil A Barn Spoiled Horse

It's been weeks since you went riding. Now you have time to ride this afternoon and there ain't no one gonna stop you. Excited, you saddle up your horse and get on him. You get about 50 feet from the barn and your horse turns around and goes back - and you can't stop him. Why? You have a barn spoiled horse. This is a common scenario for novice horse owners.

Here are the top three tricks to solve the barn sour problem.

Teach your horse that you have control over him. Once your horse gets it in his mind that you can make him do what you want him to do, you have control over him and can thus make him leave the barn. One way to get control over him is to use a training technique called doubling. When you double your horse you teach him you can control him.

It doesn't take long before your horse will know you can control him. Be careful when doubling though. If you do it too much at a time you can over do it. Your horse could get so sensitive to you doing it that he may try to anticipate it. If he sees your hands making the slightest movement that looks like you're about to double him, he may double himself. Thus, just double him four to six times a day on both sides. He'll quickly learn you have control.

The next thing you can try is this: Make it dang hard to do the wrong thing - and make it real easy to do the right thing. Here's what I mean. A while back my horse didn't want to leave her buddies or the barn. We'd get about 100 feet away and she'd turn around and bolt back. She'd stop in front of the barn expecting me to get off, remove the saddle and tack, and put her back into the corrals.

By my barn is two hay stacks. There is a space between them big enough to go through and do figure eights around the hay stacks. So every time she'd go back I would make her work, and work, and work at running figure eights around those hay stacks. Then I would test her to see if she had enough and would leave the area.

The first seven times she ran back. Each time we came back to the barn we'd run more laps around the hay stacks. I could tell she was getting tired. But the eighth time I walked her away from the hay stacks I noticed she went quite a ways before turning to go back.

When we went back again we ran more figure eights. Only this time I could tell we didn't have to do too many. I walked her out and away from doing the figure eights and I suddenly had a horse who decided that it was sooo much nicer going for a walk away from the barn rather than doing a bunch of crummy ol' figure eights. We had a nice ride that day and she was in no hurry to get home.

The last thing to do is this: Ride. Ride a lot. Don't wait for weeks or months in between riding. Try to ride at least once per week for three or four hours. Preferably, try to ride at least twice a week for a few hours at a time. (Ideally, you should ride everyday. But that's hard to do with today's time constraints) Doing that your horse will get in his brain that you're going to ride and he's going to leave the barn and there will be no argument. In fact, if you want to have a great horse the biggest secret is this: Ride the heck out him!

So if your horse is barn spoiled you can try doubling him to show you are in control. The next thing you can try is making the wrong thing difficult and the right thing easy. Make it dang hard for him to go the wrong thing and very pleasant to do the right thing. And lastly, ride your horse often. Two to three times a week if possible.

About The Author

Andy Curry is a nationally known horse trainer and author of several best selling horse training and horse care books. For information visit his website at www.horsetrainingandtips.com. He is also the leading expert on Jesse Beery's horse training methods which can be seen at www.horsetrainingandtips.com/Jesse_Beerya.htm.

Article Source: http://EzineArticles.com/

Everybody Wants

Sales Lead Generation. Health Insurance, Real Estate, Life Insurance, Mortgage Leads and MLM Leads

The Best Term Life Insurance Quote

The information you need about the best term life insurance quote is only a click away when you search for term life insurance online. You don't even have to know anything about the insurance industry to get the best term life insurance quote from an online insurance company.

So many life insurance companies have an online presence that you can shop for anywhere from one year to 30 year life insurance terms. Term life insurance is cheaper than whole life insurance because your family only collects a settlement if you die during the term of the life insurance. If you are still alive at the end of the term, then you have to start looking all over again for the best term life insurance quote.

There are several ways to look at term life insurance. If you want to have life insurance as protection for your family, you can look for the best term life insurance quote online and then change over later to a whole life insurance that provide 30 year life insurance terms or one that lasts for your whole life. You might also want to look at universal life insurance that covers everything.

In getting a term life insurance policy you need to get the best term life insurance quote with monthly premiums that suit your budget. Usually term life insurance policies are for 5, 10, or 15 year terms, but it is possible to get 30 year life insurance plans as well. Since the longer term plans are more expensive, you are probably better off with a whole life insurance policy.

You should contact several life insurance companies in order to get the best term life insurance quote, you need to compare the quotes from different companies. This comparison not only involves the bottom line price, but the length of the term, the monthly premiums and the amount of the death benefit each policy offers. Only then can you make an informed decision about the life insurance protection you have for your family.

Some term life insurance companies will give you a policy with no medical exam. It really depends on your answers to various questions about your age, occupation, and health whether or not you get

the best term life insurance quote for such as policy. The younger you are, the better quote you get. It pays to shop early for life insurance.

Looking for best term life insurance quote? Look online. But don't just get the quote, check out the company.

For a website totally devoted to Life Insurance visit Peter's Website Life Insurance Answers and find out about Life Insurance as well as Life Insurance Companies and more, including Online Life Insurance, Term Life Insurance and Life Insurance Agents.

Article Source: http://EzineArticles.com/

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How Do Campers Protect Their Children?. Science Homework? Speed Up Your Progress Online!.

2005-10-10T16:58:00.000-07:00

Teach your baby how to read,early reading,parenting advice,reading baby,toddler learning activity

Oh yes you have! Suddenly, "Where's Bobby?" You instantly realize that he is not where he is supposed to be-where you told him to stay! Little kids, and even older ones, just don't behave like they used to. Has anyone noticed that?

Since corporeal punishment of children has departed the scene, parents are left with the ominous job of establishing rules for their kids to follow using verbal communication techniques, as apposed to grandpa's "back-of-the-hand" coersion.

Kids learn how to manipulate parents from day one. This incredible talent allows them to keep stretching the leash, not realizing that parents know best. If they only had the ability at a very early age to understand why parents are so protective of them, parents could avoid headaches, ulcers, and nervous breakdowns caused by worry. But, that does not happen!

The demand for parents to watch and protect their children reaches the highest priority when there are no physical barriers, like your backyard fence, to keep them corralled.

Well then, what do you do to keep track of your children the most efficient and safest way in an outdoor camping environment? It's a little trickier out in the open countryside. You agree?

Short of roping them to a tree, parents just have to become sneaky and devious so as not to spoil their kid's new found freedom adventures. We wouldn't want to do that, would we? There are some sneaky, gentle, egregious, tearful, divine (call it what you want) ways to accomplish the mission, and go home without incident.

1. Homespun yarn to clothe the innocent:

Especially the first time that this child has ever been camping, an adult with camping experience should spend time explaining what to expect when they arrive at the campsite.

Choose from the list of things that seem important, and that you can relate to safety and protection. Attention span of small children is short, so don't dabble around. Get to the point quick. Review the rules with all the other kids as well.

2. Something everyone forgets:

One technique for insuring the return of lost children safely is not so obvious. Sewing a cloth label (having the name, address, and phone number) to the garment that the child will be wearing while camping is not a new idea, and it's a chore to do.

Do it for each child anyway. This is especially important if the child is found by strangers, is injured, and not responding.

3. Knowledge will save them:

Make every effort to teach and instruct the children of teachable age "direction finding" wherever they are. If it is 7:00 PM, the sun is in the west sky. Moss accumulates on the north side of tree trunks. And you know what I mean, right?

Show them how to use a compass and read a map. Even better, instruct them on using a GPS device, and let them carry one. If they just won't learn, then go ahead and tie them to a tree.

4. Nighttime is not necessarily sleep time:

Darkness hides many of the visual reference points that a child uses to find home base. It's true, they can use a flashlight to go to the bathroom and sneak up on their brother in the other tent. More worrisome are the "hide and seek" games that are especially attractive to children when in the woods.

Nighttime techniques to keep track of the kids:

�€� Attach fluorescent wrist or arm bands--a different color for each child.

�€� Have them wear sneakers with the flickering lights built into the shoe.

�€� Place a red or colored lantern on the table so that the child knows that it is home base.

�€� Attach a blinking light to the clothes or belts - a different color for each kid.

�€� Recognize each kid by the color of light you see.

�€� Put a whistle in their pocket to use if he or she feels lost or disoriented.

�€� Have them carry a small pocket flashlight that can be seen for a mile.

London by Night on AboutBritain.com

�€� Give older children a compass to carry and use on night trails.

�€� Dress them in bright light colored clothing - it reflects light better at night.

�€� Reinforce "mom's" rule - buddy teams of 2 or more anytime.

NOTE: All the devices mentioned are available at camping stores or websites. Consider a PLB (personal locator beacon) TerraFix 406 GPS I/O by ACR Electronics, Inc., or similar item.

5. Survival techniques aren't just for adults:

Stories about lost children while camping, hiking, or backpacking are common. If you don't teach your children survival techniques, no one else will. Well, there are a few exceptions.

Go on the trails with them and show them how to use the techniques, like build a shelter, stay on or close to the trail, keep warm, find water or food, place markers on trails, sensible direction choices, signaling, and etc.

6. After action reports:(my military background)

How do you ever know how much your child has learned, and retained in memory, unless you ask them? It will clue you in on what you thought they had learned, but hadn't. Repeating the process with them then becomes well worth it.

A good time to get into this is on the drive home from camping. Stuck with the boring ride home, your questions are a welcome distraction (that is unless they have a hand held video game unit).

7. Why didn't you think of this:

Kids sometimes learn better from other kids than from a bossy parent. Have you ever witnessed someone calling you bossy, when all you were trying to do was encourage them to learn? The stimulus to learn often stems from sibling rivalry and peer pressure. That is often overlooked.

To get around this, ask the older child or teenager that does know the actual facts and strategies, to teach the smaller ones.

Giving the older one the responsibility of doing this, signals trust by the parent and confidence in his or her abilities to do that. And when you get home, he will be more than happy to carry out the garbage. Right?

The camping experience that the child takes home with him or her is not about the wildlife they observed, nor about the natural wonders of nature. It is about how enjoyable it was to see how clumsy dad is at putting up a tent, and how mom or grandpa always burn the toast over the campfire.

Yet, underneath it all, the child mentally absorbs what everybody does and says, knowing all along that he or she felt safe, comfortable, and protected. Of course, thoughts about how they got themselves untied from the tree will also be remembered.

The author, Curt Graham, has over 40 years of camping experience. The decision to share his knowledge and experiences in that venture is exceeded only by his passion to make camping a recreational sport that is safer, more beneficial to participants, and a profound enjoyable happening that brings families and friends together like never before.

He has been writing articles, information packets, and marketing information for most of his career as a physician. Being published in Modern Physician, an elite magazine focused on physician executives, says a lot about his expertise. Feel free to copy, share, and send this article to family or friends. Kindly check out the website that he and his wife share with a passion:

http://www.CampingOnUs.com

Article Source: http://EzineArticles.com/

Advice and Vital Information Center for life, relationships and happiness

For your semester project you are required to write a biography about Albert Einstein. You need to explore his scientific achievements. Thankfully, your teacher is not making you provide the rational behind Einstein's E=MC2 equation, but you are expected to write a thorough paper about Albert Einstein. Where do you begin? Your text book only provides a few paragraphs on Einstein. The library is across town and is closed. What is a 21st century student supposed to do? You can answer this question by searching for information about Albert Einstein on the Internet.

When you have trouble with your homework your first inclination might be to give up or even skip doing your homework. Try booting up your computer and searching for homework information online before you engage in one of these drastic measures. Get out your homework assignment and you are ready to get started.

How do you search for homework information online? First, you need to determine what type of information you need.

Basic Math Tutorials, Pre-Algebra Help

Do you need general information such as the history of Algebra? Or do you need more specific information about the Algebraic variables? To determine this information read through your homework assignment. Are there any keywords such as a name, place, or subject? Pick out keywords in your questions or topic and type them into an Internet search engine such as Yahoo or Google.

Bring up the Yahoo webpage at www.yahoo.com. Type "Albert Einstein" in the Search box. The search engine will find over six million websites about Albert Einstein. It would take you several lifetimes to sift through this information.

You have two options. Option #1 is that you can explore the first few websites listed and see if you find enough information. Option #2 is to go to a homework help website instead. Homework help websites can provide information that is geared toward students and not just fans of Albert Einstein. Go to the infoplease Homework Center at http://www.infoplease.com/homework/. You can search for information about Albert Einstein in their reference resources. Their reference resources include Almanacs, Atlases, Encyclopedias, and Biographies. The search on Albert Einstein will bring about 120 resources. A benefit of using these resources is that they are resources you would use in the library. Therefore, they are appropriate to use for academic material.

There is a vast amount of information available to you on the Internet. Take advantage of the homework websites as often as you can. The main thing is that you find credible information and not rely on homemade fan sites or websites.

Seduction And Dating Dot Com - The Encyclopedia Of Seduction

Use scholarly journals, encyclopedias, and other respected reference materials when doing your research. Your teacher will be impressed with your researching skills.

Katie Robbins, an independent author for Degreeclick.com, specializes in writing articles about online education. Some of the topics she covers include: online universities and tips on getting an online masters degree.

Article Source: http://EzineArticles.com/

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Life as an Island Marketer. The Informal Normal In a Black-Tie-Affair World.

2005-10-08T14:52:00.000-07:00

A Challenge To All That Think It Is Impossible To Achieve Success

For some time now I have been an island marketer and the journey as been worth every moment. When I first discovered the Net, all I used to do was read my emails and surf.

Then I realized that the net had more than that to offer to me. There are opportunities being thrown all around at you from all angles as soon as you log on.

Schemers, scammers and legitimate marketers are all clamoring for your attention and money. Make $10,000 in 30 days claims, emails from relatives of dead African leaders, various affiliate programs and many more are all common anywhere you go.

I used to believe all the hype surrounding becoming wealthy off the Net, but time and experience all changed that. It is possible to make money on the internet, but you better be prepared for the long haul. It takes time to become an overnight success, well that is what I heard and it is so true.

I think some of the hype online is true indeed. I have heard of marketers making thousands of dollars in a few days without much effort. This is where so many people go astray. They believe that they can do the same starting today and have money lining their pockets by next week.

But the truth is the hype is only half true. What they fail to Tell you is that yes it can be accomplished, it just takes a lot of work and discipline to reach that level. Most marketers work for years before they achieve what the hypers are preaching.

But don't go beating yourself. It is all part of our human nature and many persons suffer from this weakness. Many want to achieve success and live a dream life, but when it comes down to working for it they want to skip out that part.

Every successful person deserves to be where they are because They worked for what they wanted. They craved success like any human being, but the difference is that they all put their shoulders to the wheel.

In other words, they believe that grime pays. To start, much less run and maintain a business takes guts and a strong belief in one's abilities and talents. In the long run, it is all worth it though.

I would rather work for several years without accomplishing much and knowing that sooner or later it will all payoff many times over. Or I could just ride the currents of life and hope that fortune falls on me from the sky.

If you had the choice which would you choose?

About The Author

Nicholas Dixon is the publisher and editor of The Roc newsletter. Visit our website http://WWW.Geocities.com/Oceanroc and subscribe to The Roc Newsletter to receive resources and articles to help you achieve success.

Oceanroc2003@Yahoo.com

Article Source: http://EzineArticles.com/

Punch Clock - Time clock software that replaces your paper time cards

Have you noticed the trend?

You ever notice how on programs like "The Bachelor" most of their dating episodes are via limousine escort? They travel to lavish destinations amid scenic splendor. The sunsets are so beautiful you can almost hear nature singing its own rendition of, "Love Is A Many Splendid Thing".

You rarely ever even see a rainy day.

In "Sleepless In Seattle", the audience was left "Speechless in New York" atop the Empire State Building. The climactic romantic interlude that followed is one that will be etched in the memory of movie-lovers for a long time to come.

In "Sabrina", the audience feels the eloquent charm and ambience of Paris.

"You've Got Mail" spammed us with the scenic elegance and grandeur of all that's good in and around "The Big Apple".

If you really want to be depressed, sit and watch some of the work out programs that abound. Watch as brisk morning breezes enrapture the velvety clouds tracing the horizon from the backdrops of scenic vistas and ocean views. Who couldn't be motivated to work out?

We easily become captivated by "Lifestyles of The Rich and Famous", "Cribs", and the latest craze of "Extreme Make Over-Home Edition", dreaming if only...

Watch a few of the music videos that abound at VH1, MTV and BET. You will see more money, lavish diamonds, fancy fashions, flashy gold jewelry, expensive limousines and other fine automobiles watching these music video programs for one hour than most people will see in the average lifetime.

All commercials seem to have the same goal in mind to make us feel that their product is the missing link to our imminent happiness.

We live in a Black Tie Affair World!

No wonder so many people struggle with comparisons.

When one becomes enamored by the glitz and the glamour so prevalent in our culture, it is easy to feel relationally shortchanged and cheated in life.

This Black-Tie-Affair mindset causes many couples to strive to keep up with the Joneses to the point of being maxed out to the hilt in financial demise from debt. Money issues are cited as one of the biggest reasons for the breakdown in the family leading to divorce.

Are you struggling with the fantasy?

Are you confused with all the hoopla?

Is this life reality?

Is this relational reality?

Is it reality?

If it is, I must be missing something. I must have made a wrong turn in the road somewhere. Most of the families I know must have made the wrong turn with me.

Although my wife and I love each other very much, much of our relationship life is spent, well, INFORMALLY NORMAL.

A day in the life for most couples is spent:
*

Punching the old inevitable time clock.
* Doing the dishes and the laundry.
* Cooking.
* Paying bills.
* Fighting colds, headaches and fatigue.
* Changing diapers.
* Bathing the kids and getting them ready for bed.
* Getting up the next day and doing it all over again.

Most of the world struggles with getting up, getting old, getting fat, getting sick or simply getting by.

So, do yourself a favor. Stop buying in to all the hoopla and falsehood.

If you get caught in this web of deceit, you just may miss out on what really matters - faith, family, character and integrity. The last time I checked, love wasn't defined by the word MONEY.

For words that better define love you may want to consider: commitment, sacrifice, support, unselfishness, home building, encouragement, forgiveness, planning and working together. Maybe a bit informal and normal...maybe not as flashy as dollar signs...but ironically, a lot richer!

Stanley J. Leffew is the Author of, "How To Be Wanted For a Lifetime of Nights and Not Just a Night of a Lifetime". His website is based on this same theme. Find out for yourself why feeding desire and leading-with-the-body in life and relationships fails to satisfy the longing of human heart to connect by visiting http://advice-for-lifetime-relationships.com..

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When NOT to Invest. Success -- There Are No Secrets.

2005-10-06T12:40:00.000-07:00

Unfortunately, many investors who are seduced by the lure of easy money try to become "active" investors before they have the skills, the resources, or the appropriate intellectual framework to do so.

Discover How to Invest in Stocks - Buy and Sell Stocks

This is not to say that investing in stocks is extraordinarily difficult ... It is not!

However, beating the market on a regular basis is far from easy and requires that an investor bring to the investing process a singular discipline, knowledge, or passion that will allow him to rise above the herd.

Like in any other competition, not everyone can win! In fact, for every amount of money that outperforms the market, somebody else's money is not doing quite so well!

How can you tell if you are ready to become an "active" investor? Not an investor who buys and sells stocks on a regular basis, but active in the way the academics mean it -- someone who selects his own stocks. It is not like there is a licensing process or anything. In fact, there is not even a formal course of instruction. Much like parenting, you tend to find out if you are really cut out to be an investor only after you have made a pretty substantial commitment!

In my opinion, you should not be investing in stocks:

... If you need the money within two to three years at the least.

... If you don't like to do math.

... If you use the word "play," "gamble," or any similar speculation-oriented word when you describe your investments!

... If you think indexes matter more than what companies you own.

... If you are unprepared for volatility. A lot of people look at the returns for the stock market only to turn pale at the first loss! If you cannot stand to lose money, you should not own stocks... Period!

... If you think you will only ever buy stocks that go up. You are not perfect! No system is perfect. No provider of advice is perfect. You can -- and will -- lose money at some point during your investment career! You can minimize this loss if you do your homework and are careful about valuation, but money lost is money lost.

... If you believe that the share price alone or share price movements alone tell you anything about the underlying quality of the company or its business. All too often people buy low-priced shares with the idea that they are cheap, only to find out that they are low-priced because the underlying business sucks.

... If you couldn't write down a list of why you bought and what might make you sell. If you don't know why you bought a stock in the first place, how can you know when to sell it? Bad scene. Avoid it.

... If you cannot tell the difference between a balance sheet and an income statement. Especially if you don't even know where to find a copy of either.

... If you cannot make a rudimentary assessment of the underlying quality of a company.

... If you cannot define any of the following words: gross margin, operating margin, profit margin, earnings per share, costs of goods sold, share buyback, revenues, receivables, inventories, cash flow, estimates, depreciation, amortization, capital expenditure, market capitalization or valuation, shareholder's equity, assets, liabilities, return on equity.

... If you only have one source of information about the company. I don't care whether it is your best friend, a message board, or some content provider. If you cannot independently verify the facts, you are bound to get unintentionally bamboozled. No one likes to admit he is wrong. If you depend on one source of information, odds are when it finally coughs up the conclusion that it made a bad call it will be too late!

... If you cannot name the major products a company makes or the company's major competitors.

... If you don't use the Internet. Seriously folks, come on! Almost all of the disadvantage of being an individual investor from the information side was erased by the Internet. If you aren't on it, you are at a major disadvantage to all of the other players.

It is like trying to wrestle with no limbs!

Ioannis - Evangelos C. Haramis was born in Greece in 1951 and he studied in Greece, USA and in Belgium. He has been active in the stock markets since 1972. Since 2002 he is New Business Development Managing Director at an Investment Bank and the publisher of http://www.greekshares.com

haramis@greekshares.com
http://www.greekshares.com

Article Source: http://EzineArticles.com/

There

How to succeed with Women, learn how NOW

Are No Secrets To Success

As you strive toward accomplishing your goals and dreams you need to know that there are no secrets to success! Webster's Dictionary defines a secret as something kept from public knowledge; something mysterious that is beyond general knowledge or understanding. If that were true then it would mean success is only possible for those few who have access to these great mysterious secrets. Nonsense!

You Are What You Believe

People believe there are hidden secrets that will propel them to success. But there are no secrets.

However, there are truths, lessons, insights and actions you can take to get you where you want to be. They're not hidden, but neither are they dancing in front of you as you walk through life. You have to WANT to know them. You have to LOOK for them. You have to DO something with them once you know them.

Here are four basic truths to get you started on your road to success.

1. Your life will be whatever you decide to make it.

You've got a choice. Today. And every other day of your life. You can't change what has happened. But regardless of your past, you are now responsible for the direction of your life.

Pay Per Click Search Engine Secrets Revealed!

No excuses - no complaints - no futile searching for secrets that don't exist.

Your life will be what you decide to make it.

2. Where you are in your life today is a direct consequence of every decision you have ever made.

Ouch. Not what you wanted to hear? Me either!

So take a few minutes -- think about these first two truths. You may discover the same kind of freedom I did. While it is tough to accept, you are ultimately responsible for whatever condition your life is in right now. Good news - there is also incredible freedom in knowing you have the power to make it anything you want it to be!

3. Complaining is a waste of time and energy.

Complaining gets you nowhere.

Don't sell yourself short by complaining and believing that life can't be exciting and rewarding for you. Turn the table on yourself - believe your dreams will come true. Complaining derails your success.

4. If you believe something, it becomes true for you.

I didn't say it was true. I said it was true for you because you have decided to believe it. The opposite is equally true. If you choose to believe in your ability to excel, to succeed, to make your dreams come true - then you will. Your decision to believe it makes it TRUE FOR YOU!

Today Is YOUR Day!

Today is the day you can decide to change your life. Change the way you think about things.

Decide to believe your life is going to be an exciting adventure. Decide to believe you will be a success. Decide to believe today is going to be better than yesterday. Decide and it will be TRUE FOR YOU!

There are no secrets to success - because they are available to everyone. You have to WANT to know them. You have to LOOK for them. You have to DO something with them once you know them. By applying the four truths I've shared with you today, your life will change dramatically and success will be within your grasp.

About The Author

Ginny Dye is the CEO and founder of several companies, is a published author, owns her own publishing company, has 20 years in sales and marketing management, has designed internet marketing systems and developed corporate training materials. But her greatest passion is helping others reach their dreams.

500 Lovemaking Tips & Secrets: Increase passion and intimacy through great sex

You can experience this passion at Daily Secrets For Success http://www.DailySecretsForSuccess.com or Together We Can Change the World http://www.TogetherWeCanChangeTheWorld.com where you can receive complimentary E-cards, E-books, Movies, and Prints.

Article Source: http://EzineArticles.com/

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TPW - Two-way Pop-up Wind Generators for Airport Power Systems. Ten Steps to MLM Success.

2005-10-04T12:00:00.000-07:00

500 free DHTML and JavaScript applets: download menus, script-generators, guestmaps, scrollers, tick...

A large aircraft moving down a runway moves quite a bit of air. This airflow moves beyond the width of the runway and can be used to power up tiny wind turbine arrays, which would flip direction after the aircraft hits V-2 and starts to fly, at which time the wing tip vortices are at their strongest point. As these wing tip vortices blow back down the runway they will also give significant airflow back.

These airflows exist on all aircraft and those with swept wings and very heavy are the most of all. In turn these generators will reveal the danger by way of remote sensors back to the tower to advise the air traffic control tower when it is most safe to allow for the next takeoff. Other than the differential in speed a private biz jet puts out little in the way of wake turbulence and therefore a large DC-10 or Airbus 300, Boeing 747 are not really at risk. And the sensors will give confirmation of such while they collect the data and the energy. Here is some additional information on the sensors and this can easily help us to determine where best to put the wind generator arrays.

http://airtrafficcafe.com/wake_turbulence.shtml

These generators could work in reverse for aircraft landing. So they would be collecting free wind energy at all times. Wind energy is good. Just ask Zephyrus, God of the West Wind. Never deny the power of the wind.

Just a thought on innovative ways to use wind energy, it seems that if we are going to create it, we may as well get that energy back when and use it for some positive aspect of our lives rather than wasting it.

"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs

Article Source: http://EzineArticles.com/

Welcome - WholesaleDVDExpress.com - Save on DVD's, Get Free DVD's!, Download Movies & more!

First, here's my tip of the day: There are proverbs etched on the bellies of those statues on Easter Island. And one of &em is: He who laughs at your stupid jokes is up to no good. (Remember that next time you go on a date.)

Now for the story: Markel didn't want me to be left out of his latest ground floor business opportunity - something called Scamway - that's been around since the serpent in Mel Gibson's movie conned Eve.

So we showed up at Denny's restaurant where a room full of glassy-eyed goofballs were pretending to be sharp business people. It reminded me of another Easter Island etching that says "Being doted on by a crowd of annoying scamsters is not a good thing." That's when I asked Markel if this was some kind of weird used-car salesmen cult. The whole room roared with laughter evoking eerie images of ugly statues.

The Chief Scamster arose to click his power point presentation about the time my Tex-Mex Chicken-in-a-Bagel Skillet arrived. Before Scamway came along, this guy said he lived on the edge of bankruptcy in a roach-infested trailer park. Now he lives in a 39-room, 4,000 square foot home on a lake. Geez, I thought, I wonder if that's the same apartment building where Uncle Afred lives?

All you need do is enroll eight more people, he said while flailing his arms with help-I'm-being-attacked-by-a-swarm-of-wasps enthusiasm. "If you enroll eight people this week who enroll eight people who enroll eight people, in eleven

This 40-something april fools google hard-hitter shows women would-be models how to get a thong body...

short weeks all 6.4 billion inhabitants of the earth will be in your down line including Madonna and an extra 2 billion from some unknown galaxy."

How could I refuse?

$29.95 buys my own business. "That's less than a McDonald franchise," he added.

For that I get the privilege to annoy my friends with a catalog full of Baptist-slash-Mormon looking models using over-priced detergent, vitamins and cosmetics in concentrate. And it comes in a handsome binder.

"Any questions?" he asked.

Silence.

"There are no stupid questions," he added. (He's never met Uncle Alfred.)

I like a challenge. So I asked, "If chickens don't have noses, where do they keep their boogers?"

The woman across the table, named Hannibal-Lector-in-a-Dress, nodded. "Good question," she said, "I've always wondered that myself."

"And what if I buy this stuff and find out its crap?"

The group chuckled at my naivet�½.

"I cut my arm off a year ago and took some of these here vitamins," one guy testified. "And whaddaya know?! My arm grew back. Hairs and all."

Chief Scamster then told how to make the big bucks roll in.

First, be your own best customer. Dumping all your cleaning supplies, laundry detergent and cosmetics in the trash and replacing them with overpriced concentrate is a sure sign of financial genius, he explained. What's more, it's important to believe in your product.

Second, make a list of everyone you want to annoy. This includes friends, family, coworkers and everyone in the white pages from the three nearest towns.

Third, systematically annoy everyone on your list.

I Cured My Arthrtis You Can Too - Affiliate Page CB

Invite them out to dinner where they, too, can be immersed in a crowd of glassy-eyed, goofy-looking scamsters.

Fourth, act giddy. Phony enthusiasm is a proven sales gimmick, especially when coupled with idiotic product testimonials.

Fifth, emphasize the success potential by pointing out the vast number of gullible people who think they are all destined to be pyramid millionaires.

Sixth, ask your friends if they would like to quit their jobs and work part time for a six-figure income. (Don't tell them that four of the six digits are to the right of the decimal.)

Seventh, never use words like "multi-level marketing" because someone may get the idea that your multi-level marketing scheme is a multi-level marketing scheme.

Eighth, project the image of success by buying a new Lexus. Getting in debt up to your glassy eyeballs is a tried-and-proven sales strategy.

Ninth, just think of all the stuff you can deduct from your income taxes, like one eighth of your bedroom if you use the corner for a home-office. Yes sir, you can pave your road to riches by wasting long hours for a tiny tax deduction.

Tenth, stay motivated by wasting an obscene amount of money on motivational tapes and CDs. Someday, when you hit the big time, you, too, can screw your down line out of thousands of dollars.

Next week. How to retire early buying lottery tickets.

Kenn Gividen
http://www.kenngividen.com

Article Source: http://EzineArticles.com/

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Applying for a Home Loan. How Do Campers Protect Their Children?.

2005-10-02T06:35:00.000-07:00

Bad Credit Loans. Eliminate Credit Card Debt Credit Card Elimination

Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process ahead of time, however, it will go much more smoothly.

Home loan applications tend to be very long, but if you are prepared ahead of time you can finish the application procedure without breaking a sweat. Before you begin filling out the form, make sure you have available your Social Security number, information pertaining to previous employers and residences, recent pay stubs, copies of credit card and loan statements, copies of bank statements and asset information such as stocks, pension and retirement funds. Begin the form by simply filling out each line with the requested information but leave Section I, entitled Type of Mortgage and Terms of Loan, blank.

Next fill out Section II, Property Information and Purpose of Loan, with any of your available information. Only fill in the subject property address line, however, after you have an accepted offer on a property. If you don't have a property yet, simply state the purpose of the loan as purchase or refinance, as well as the type of property the loan will cover (primary, secondary, or investment). Also write down all the names in which the title will be held, how the title will be held, and the source of the down payment (this is usually in cash).

In Section III, Borrower Information, you must fill out your personal information including name, Social Security number, phone, age, years in school, marital status, number of children and their ages, and present and previous employers.

Section IV is Employment Information, while Section V is Monthly Income and Combined Housing Expense Information (use your pay stubs for this section).

Section VI, Assets and Liabilities, can be filled out using bank statements, as well as credit card and loan statements. Leave Section VII, Details of Transaction, blank.

Finally, answer the question in Section VIII, Declaration, then sign and date the application. Also sign Section IX, Acknowledgement and Agreement.

About The Author

Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.

Article Source: http://EzineArticles.com/

Teach your baby how to read,early reading,parenting advice,reading baby,toddler learning activity

The demand for parents to watch and protect their children reaches the highest priority when there are no physical barriers, like your backyard fence, to keep them corralled.

Well then, what do you do to keep track of your children the most efficient and safest way in an outdoor camping environment? It's a little trickier out in the open countryside. You agree?

1. Homespun yarn to clothe the innocent:

Especially the first time that this child has ever been camping, an adult with camping experience should spend time explaining what to expect when they arrive at the campsite.

2. Something everyone forgets:

Do it for each child anyway. This is especially important if the child is found by strangers, is injured, and not responding.

3. Knowledge will save them:

Show them how to use a compass and read a map. Even better, instruct them on using a GPS device, and let them carry one. If they just won't learn, then go ahead and tie them to a tree.

4. Nighttime is not necessarily sleep time:

Nighttime techniques to keep track of the kids:

�€� Attach fluorescent wrist or arm bands--a different color for each child.

�€� Have them wear sneakers with the flickering lights built into the shoe.

�€� Place a red or colored lantern on the table so that the child knows that it is home base.

�€� Attach a blinking light to the clothes or belts - a different color for each kid.

�€� Recognize each kid by the color of light you see.

�€� Put a whistle in their pocket to use if he or she feels lost or disoriented.

�€� Have them carry a small pocket flashlight that can be seen for a mile.

London by Night on AboutBritain.com

�€� Give older children a compass to carry and use on night trails.

�€� Dress them in bright light colored clothing - it reflects light better at night.

�€� Reinforce "mom's" rule - buddy teams of 2 or more anytime.

NOTE: All the devices mentioned are available at camping stores or websites. Consider a PLB (personal locator beacon) TerraFix 406 GPS I/O by ACR Electronics, Inc., or similar item.

5. Survival techniques aren't just for adults:

Stories about lost children while camping, hiking, or backpacking are common. If you don't teach your children survival techniques, no one else will. Well, there are a few exceptions.

6. After action reports:(my military background)

A good time to get into this is on the drive home from camping. Stuck with the boring ride home, your questions are a welcome distraction (that is unless they have a hand held video game unit).

7. Why didn't you think of this:

To get around this, ask the older child or teenager that does know the actual facts and strategies, to teach the smaller ones.

http://www.CampingOnUs.com

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Health Benefits of CoQ10 - A Powerful, Important Heart Compound. Does The Size Of Your Baby Matter?.

2005-09-29T23:08:00.000-07:00

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Coenzyme Q10 (also known as ubiquinone, but most widely referred to as CoQ10) is a substance that can be found in every cell of the body, where it is used to produce the large amounts of energy needed for healthy cell growth, repair after damage, and maintenance.

CoQ10 also functions as a powerful antioxidant, which protects the cells and the entire body from damage caused by harmful molecules.

Not only does it help keep the cells of the body healthy and in good condition, CoQ10 helps to keep the entire body functioning by helping to supply necessary energy to hard working organs. CoQ10 functions as a sort of catalyst, jump starting energy production within cells. The body then uses the generated energy for a host of vital processes, including smooth and striated muscle contraction and digestion.

Scientists have also discovered that CoQ10 is found in especially high concentrations in organs that require a lot of energy, such as the heart. Without CoQ10, energy production and therefore organ function would screech to a halt.

Researchers first discovered and named Coenzyme Q10 in 1957 while they were examining how the cell produces energy. Almost fifty years later, scientists are still finding new and better uses for the important substance, and have begun to

Alternative Treatment for Reversing Heart Disease - Prevention

discover evidence that treating patients with CoQ10 supplements may actually assist in the prevention and treatment of such devastating illnesses as heart disease and cancer.

CoQ10 can help prevent heart disease by first using its antioxidant power to prevent cholesterol from being attacked by free radicals in the body, freeing up precious reserves of vitamin E for other uses by the body. In this way, the coenzyme has also been found to work in conjunction with vitamin E to prevent the damage to arteries caused by cholesterol that leads to heart disease.

Also, because of its original purpose of generating energy for the heart, some researchers are beginning to believe that CoQ10 can be used as a drug to boost failing organs, especially the heart.

As important as CoQ10 is to the proper function of virtually every part of the body - skin, muscles, organs, etc. - you might be surprised to find out that some of the most popular prescription drugs for the reduction of cholesterol in the body are actually responsible for depleting the body's reserves of CoQ10 on an alarming level.

Statin drugs, such as Lipitor, Zetia and Crestor, widely prescribed to assist patients with high cholesterol bring their levels back to a normal range, have been found in several studies to decrease the level of naturally produced CoQ10 and even deplete the amount held in reserve by the cells in case of emergencies.

Thankfully, a CoQ10 deficiency caused by statin drugs is completely preventable and ultimately reversible by supplementing the patient with CoQ10 from outside sources. Clinical trials have shown that supplementation of CoQ10 also seems to have no adverse impact on the cholesterol lowering or anti-inflammatory properties of the statin drugs.

So, if it is a naturally occurring compound in the body, you may be wondering how a person would go about supplementing it in their system. Aside from taking commercially prepared supplements, CoQ10 is naturally present in small amounts in a wide variety of foods that many people enjoy every day, such as beef, peanuts, mackerel and sardines. It is also found in high concentrations in organ meats such as heart, liver, and kidney, but many people prefer to take a pill or gelcap supplement rather than eat these items.

Just like with any other type of medication or supplement, different people respond differently to treatment and supplementation and the body's response to additional CoQ10 in the system can take time. Don't be surprised if you don't see results right away, as it may take more than eight weeks to see some benefit from therapy. Most people take about 150 to 300 mg per day for supplementation of organ function, but only about 10-30 mg per day is required for anti-aging benefits.

Another option is a comprehensive supplement that helps the body naturally produce more CoQ10. This is perhaps the best way to ensure that your body has the CoQ10 it needs to function properly, as many individual Coenzyme Q10 supplements are subpar.

Learn more about the benefits of CoQ10 and other important nutrients and discover how you can improve your health today.

Arthritis Free For Life - Get rid of your arthritis with a natural treatment for gout, rheumatoid ar...

David Bloom is an avid health enthusiast and editor of several health sites, including Healthy Heart Guide and Joint Pain Arthritis Treatment. He also contributes to Fitness Events, a site dedicated to exercise and physical fitness.

Article Source: http://EzineArticles.com/

Does size matter? No, not that!

Composition Tracker - Is your body fat too high?

Is your baby too fat, too thin, is she eating too much or not enough? Not only have you got your weight to worry about, now there's two of you!

In the first week your baby will lose weight, about 5-8% of her birth weight. Don't be alarmed, this is perfectly natural. She built up a store of fat to help her cope with the birth and the first few days before your breastmilk kicks in, and her digestive system needs a bit of time to get used to life outside the womb. She will probably reach her birth weight at 2 or 3 weeks and will continue to grow.

Astrological horoscopes/birth charts.

You will have been given a Red Book after the birth and in there you will find centile charts. There are separate charts for boys and girls, and for weight, length (height) and head circumference. Each chart is split into centiles, the 50th centile running through the middle (the average), and the 10th and 91st centiles at the outer boundaries. Each time you visit your local clinic your health visitor will measure baby to see how much she has grown, and the measurements will be plotted on the charts. If her measurements fall below the 50th centile, she is smaller than average; above and she is larger than average.

Centile charts are just guidelines and, while her chart will probably rise and follow her particular centile, there will be occasional blips. Again, this is nothing to worry about. She may have a growth spurt, or a pause or even a fall if she is ill and off her food or she doesn't take readily to solids. Then when she starts to crawl and walk, she will burn off more calories and start to lose her baby shape.

There is no 'right' size for a baby, they come in all shapes and sizes, just like adults. As long as she is feeding well and is healthy, how much weight she has gained in the last week or so is not important.

If baby doesn't gain weight for two or three months, this is known as 'failure to thrive'. Other symptoms will be apparent during this period, like refusing her milk or poor feeding and general lethargy. Failure to thrive is rare - less than one baby in a hundred is affected.

Ensure that you regularly attend your baby clinic. Your baby's growth and general health will be monitored by experts and any questions or worries you have will be answered.

****************************************************************

Author: Tony and Katy Luck who run a site about babies from conception to birth.

Article Source: http://EzineArticles.com/

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